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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Received a so called letter from Northampton (bulking office) court saying that i had had a CCJ put against my name for non payment of water charges !!

and that a bailiff would be calling to collect payment !!

 

First of all this is the first I knew about a CCJ

 

Second United Utillies have not responded to any of my letters or Emails with my payment offers

 

so i class this as in dispute

 

I havent had a letter about court date (to go and fight my corner ) which i believe i should have !!

 

Ive put a letter on my gate Removing all Implied Right of Acess to my property

 

The letter also states i have to pay £ x amount each month .... to my knowlege this is a contract

and should be signed by both parties and i havent signed anything

 

I dont wish to deal with a 3rd party ie Bailiff and there rediculous charges

 

Any ideas please

Edited by boyboynova
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That you have had no notification to the Court case does give you reason to apply to have the Judgment by Default set aside because you have denied the right to defend the claim. Unfortunately that alone is not enough to take that route for unless you can pay the original amount outstanding in full, the set aside will be quickly followed by a further hearing and the ccj will be given again.

 

Can you expand your post a little to tell me what the debt was before the ccj after the ccj and what it stands at now with the enforcement fees, you say a bailiff has called but are you sure it was a bailiff and not HCEO such as the company known as Sherforce/Marstons? Until we know who we are dealing with it is difficult to get you on the right road to sorting this.

 

Please don't worry, as help is at hand ...it just needs a little help to wave you along.

 

WD

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I will guess you are dealing with a High Court Writ of Fi'Fa'.....these are easily identified by the obscene fees that go with it but I need to know which company we are dealing with. I outlined the pit fall to set aside the Judgment earlier but if getting the amount owed is not a viable option .......

 

You will need to make an application to the Court for a stay of execution to that writ, then application for a variation order is needed. The former will keep the HCEO from making attempts to seize your goods for sale at auction and the latter will allow you to set a repayment plan with the Court, the advantage to that being they will only get an amount you can show the Court to be affordable to you.

 

The forms you require can be downloaded from HMCT website and the stay application is form N244 with form N245 being needed for the variation order...the costs to N244 £80 and N245 is £45 BUT if you are on low income or certain benefits you will also need form ex160 to apply for remission to these fees.

 

Take a look at the forms and if you need help with them come back here and ask. I cannot stress enough the importance of applying for the stay of execution very very quickly to keep the HCEO and his fees at bay.

 

WD

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Do you think its worth contacting United Utilities direct and see if ican get a payment plan set up with them although ive had no sucess before

You can try that, but if they have passed the debt to HCEO they will only tell you to deal with them...please don't hang around with getting the stay in place ask you to trust me when I tell you the amount they will be after will be starting to look like the digits in a phone number.....take a look around the forum and you will see what misery they are capable of inflicting on you unless stopped in their tracks.

 

WD

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scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If this is as far as the matter has got then you can still apply to suspend the warrant and put forward to the Court what you can be seen to reasonably afford.

 

So far the debt appears to be still with the CC bailiff so move quickly (before the 18th if possible) and you can have this sorted easily.

 

Plan

Download the N245 to suspend the warrant and make your offer

Prepare the I & E sheet

ex 160 for fee remission (if eligible)

submit to your local County Court.

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You can post but to make sure they get it I would hand it in at the Court listed towards the bottom of the notice, cost of the application is £45. If you do this I would also contact the Bailiff Office to inform them as they will then likely check you are not telling porkies?

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Just been chatting to friend of mind who was a solicitor for 23 years he's just said ring the court to make sure the Judgement was granted !!

Lots of these companies apply for judgements but are not always granted but you still get the official letter (threatogram) to make you cough up

Dont know what you guys think

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Maybe done with all the best intentions but I would say he is wrong.

Judgment has not only been granted but they now have a Warrant of Execution also

- the cost of which, £100, has already been added to your debt.

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