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Opted out of Serps in late 80'S.... Options??????

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Sorry guys if this is in the wrong area, In late eighties, like many other i opted out of SERPS with Brittanic assurance, I am currently getting plagued by companies saying i may have been mis sold the option of opting out of serps, also that i can "free" up the pention now i am tha all people were opted back in by the government.

What are my real options guys, i have an inbuilt mis trust of companies who are trying to get my money lol

TOTALLY debt free as of 2007, Fantastic,

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