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    • Don't know. but I suspect its Mays deal with a UK/NI customs border in the sea and some mechanism where NI can back out of the EU alignment if there is a majority vote for it. aka no simple DUP veto/revoke.   .. which I believe the brexiters said was a no go when it was considered under May including Mays 'no Britsh PM could consider it   Wonder of Johnson is going to claim 'its a deal' so I don't need to ask for an extension whether parliament votes for it or not?      
    • they are out of time with their NTK anyway ignore them now sad you didn't spot this in the 1st place! none of what you have done was ever necessary!!
    • So what does this latest pronouncement from Juncker mean- is it more game playing or are we truly stuffed with my deal or no deal?
    • please answer the following questions.   1 Date of the infringement- 21/06/19   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]- 12/07/19   3 Date received 15/07/19   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? N I can't see it   5 Is there any photographic evidence of the event? Yes a ANPR Camera showing arrival and exit but separate parking machine in car park not at gates    6 Have you appealed? Y Post up your appeal] I am waiting for a copy of my appeal but I have other emails sent i can send  Have you had a response? Y. Email was never sent as they stated on 29th July. Finally got the notice of regection sent by email on 3rd Oct.    7 Who is the parking company? National Car Parks Limited owned by Park24.co   8. Where exactly [carpark name and town] NCP, Terrace Road, Bournemouth    For either option, does it say which appeals body they operate under. Not on the letter but found on line its BPA   There are two official bodies, the BPA and the IAS. If you are unsure, BPA please check HERE   If you have received any other correspondence, please mention it here   in either case scan up bothsides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONL
    • Not much point in appealing. You paid for 4 hours and stayed for an extra 45 minutes. Goes to show what a bunch of crooks you are dealing with when you first appealed they delayed their response until you came liable for the higher charge and they wouldn't reduce that sum.   From now on just ignore everything you get from NCP  and their unregulated debt collectors (birds of a feather). They will try to frighten you with increased costs  that you can safely ignore.   In the  meantime please complete the questions asked by dx above and post up any PCNs so we can see if they got them right.   Also we need to see their signs in the car park especially the one at the entrance; any that are different from the others and the T and Cs on the ticket machine.   Before posting the PCNs please delete your name and reg. number plus anything else that might identify yourself.  
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newtoy

What can i do?

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Hello everyone.

 

I have been looking all over the internet to try and find help but i am at a loss.

 

I have lots of unsecured debts.

 

I had to give up work about a year ago on health grounds and get esa.

 

I can see no immediate prospect of getting back into any kind of work.

 

When i was working my debt was manageable just but now as you can imagine i am stuffed.

 

I have looked at a couple of websites and tried out their theories but am still being hassled on a daily basis.

 

I do not know what to try next

,what are the chances of getting the debts written off?

 

Do i just ignore and hope for the best.

 

My debts range from 15k to £250 and all amounts between.

Any help would be appreciated.

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well the first step is to list your debts.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi Newtoy, Firstly don't panic about these if they are all unsecured debts, credit cards, catalogs etc..

Make a list of all the debts and the figures they claim you owe them then write to each company explaining your on ESA

and have limited funds.

Depending on how many companies you owe to offer a token payment of £1 to each, If this amounts to more than you can afford then reduce it to 50p.

All the companies will moan and most likely send out an I&E form (do not fill it out they have no right to it, only a court can ask you to fill one out)

 

Its important if you can afford it, to send all offers of token payments via recorded delivery or at the least get a postal receipt (free) from the post office.

Most companies who then know your situation will not go near court as this costs them money and with no prospects of receiving it all in one lump sum they will just threaten it

in all their letters.

 

If you get any of the companies agreeing and send you banking details make sure it is only a standing order set up and not a direct debit then you are in control of how much they get paid.

 

Once you have all that sorted out you can then start looking at any charges added to any of the accounts that can be re-claimed, credit cards and catalogs are the worst offenders.

 

George

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Do you mean on here?

 

yes please

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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From memory and i will update later.

Morgan Stanley loan 15000

Halifax loan. 9000

Santander loan. 5247

RBS C.C. 6250

RBS C.C. 250

NECTAR C.C. 4250

GOLDFISH C.C. 975

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