CCI Legal Services Ltd & gym debt

[Dusty2706]

Hi,I am seeking some advice,

 

I am being chased by the lovely people at CCI after joining a Gym,

going once and forgetting to cancel my membership.

 

The sum is for about £236 and a couple of pence,

 

I had no idea I was being chased for this debt until my former landlord called me to say that they had received a "legal letter"

and wanted me to come and pick it up,

 

I emailed the company and acknowledged the debt to which I received a letter back asking me to fill in a financial statement #and send copies of address, proof of earnings, other debts etc and get it back to them on that day.

 

I have seen a draft letter on here stating that I will not be supplying personal information as it is just that, personal

and that after seeking professional advice

 

I will be updating them in due course, since then they have sent me another email today chasing payment and advising me to call them immediately.

 

I have not provided my new address and advised them not to send any further correspondence to my old address, also I would prefer to continue this process by email.

 

Can anyone advise me of the best way of dealing with this?

 

I am willing to pay them a nominal sum per month but to be quite honest I would prefer them not to have any contact details for me other than what they already have.

 

Also people have been mentioning checking that a signed CCA is in place but I am not sure this would applicable with it being a gym membership agreement.

 

 

Thanking you in advance.

[dx100uk]

moved to the gym forum

 

dont forget DCA's are not bailiffs

 

they have NO SUCH legal powers.

 

have a read in this forum

 

dx

[BRIGADIER2JCS]

If the membership was paid by installments then there may be a regulated agreement, challenging on paperwork now after acknowledging the debt is not going to help though.

[Dusty2706]

Sorry for putting in the wrong place!Sorry I must not have made myself clear, I have not acknowledged the debt, I have acknowledge the email and said that I am seeking prefessional advice.

And thank you for the responses and advice.

[dx100uk]

how old is this?

 

dont forget they are fake/tame solicitors too

 

dx

[Dusty2706]

Certainly over 12 months but to be honest lost track of time a little bit.Yeah looking at the language it is easy to see how people can be intimidated by these people.

[dx100uk]

phishing trip me thinks..

 

had any other letters over that time

 

dx

[Dusty2706]

If I have they have gone to old address and I have not recieved them.

[BRIGADIER2JCS]

Check your credit reference files.

[Dusty2706]

When I do that my computer sreen normally melts into a glassy goo as I have quite a lot of debt (all of which apart from this is being managed) is there anything I should be looking out for?

[BRIGADIER2JCS]

Well check if this has been defaulted and when, check the amount on the file against what is being claimed.

[Dusty2706]

Thank you!

[slick132]

Hi Dusty,

 

It's unlikely that this will appear on your CRA records as gyms tend not to record their debts in this way. More likely, the CRS's no longer allow the gym debts data to be registered on thier systems.

 

We could use some proper detail if you have it. If you don't have exact answers, give your best guess :-

 

1. What gym is this.

 

2. When did you join the gym.

 

3. When did you stop attending.

 

4. If this was paid by a DD mandate, when did you cancel it (or confirm when the last pay't was made from your bank statements).

 

You should give the gym or their admin company your new address. If you don't there's a risk that they'll take court action using the old address and you'll only find out about it when a CCJ is made against you, and that may be too late !!

 

If there was any specific reason you stopped attending, please confirm (unemployment, moved home, moved work, etc).