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    • You haven't told us anything about the vehicle in terms of the make model mileage – price paid et cetera. Also where was it advertised and what the advertisement say? On the basis of what you have told us, you should have no problem asserting rights whether or not you are dealing with a trader or a private seller. However it would be helpful if it was a trader – and you say that it is and that you have evidence. The problem is, whether they trade. Do they have any seizable assets? You obviously dealing with somebody who is going to be very slippery even if you get a court judgement against them. Do you know where they live? Do they and their own property? And I suppose it won't be much of a comfort to you but it may be instructive to others when I say that you have managed to acquire all this evidence – but what a shame you didn't go about this before you parted with your money rather than afterwards.
    • Brillliant reply from Caroline Voaden MEP on Twitter.   Who will hold these people to account asks @june_mummery ? She has also asked if she can come back to attend fisheries com mtgs. Thing is June you wanted to leave. You wanted us to have no voice here, to go it alone. You all crow about your ‘win’. This is what it means. Well done
    • Thank you. What you have suggested about a motor trader had occurred and yes she has been naive about this. They were sufficiently satisfied to purchase the car and they did know about the problem. She had been driving it up until the morning of the sale with no problems and she had told them about the oil leak - it's otherwise in very good condition, has a long MOT and has been serviced regularly. There's also the issue of insurance should she accept return (she transferred insurance to her new car )
    • June Mummery, a Brexit Party MEP, has just woken up to the fact that leaving Europe gives us less control over fisheries. From her Twitter feed.   Attending the penultimate session of the #EuropeanParliament’s #FisheriesCommittee #PECHcommittee) with #BritishMEPs. The big question now is, who will be here to hold these people to account while they still control Britain’s waters, but the UK has no representation?
    • I'm afraid my response is going to be a bit more doom and gloom than my site team colleague. I'm afraid the principle of "buyer beware" is a pretty old principle and it doesn't always protect the private seller. However, I think you will have to wait and see what they come back to you about in writing. My understanding so far – as you don't even seem to know their address or who they are – is that everything has been done on the telephone. If they decide to come back at you in writing with a list of defects and am afraid we will have to look at it carefully because although you won't be particularly affected by consumer protection legislation, there are still basic rules of contract which could protect the purchaser. I'm sorry also to give a bit of a slapped wrist here, because the selling of vehicle in the circumstances without even ascertaining the identity of the purchaser and without keeping the necessary documents to inform the DVLA of the new ownership is highly irresponsible. I suppose this is going to put the frighteners on you – but you had better be aware of the possibilities. The first thing that occurs to me is that this vehicle may have been bought by a trader who was anxious not to add any more owners to the vehicle because that would reduce the value even more. Therefore you might have some fairly unscrupulous trader selling your vehicle on to another private purchaser who themselves may not properly register the vehicle so that if it attracts any parking fines or any other attention from agencies, could come back to you as you are the registered owner. You would be able to deal with this problem eventually but it would certainly be complicated. Also an extreme scenario is that the vehicle could eventually be used for unlawful purposes – and once again the registration leads back to you. I think that your daughter had better read the thread and had better take the lesson. As I have said, the use of the vehicle for some unlawful purpose is probably an extreme idea and is unlikely to happen. However, the idea that the vehicle has been bought by trader who wants to conceal the fact that it has had an additional purchaser – him/herself – is a highly possible scenario. You haven't told us anything about the vehicle – what is it, model, make, mileage, condition, price, – and also how was advertised, where was advertise, and what claims did you make for it. I do hope you don't hear anything more about this problem that you better give us all the information and if there is any fallout as a result of what your daughter is done then of course come back here and will it be very pleased to try and help you. In the meantime I would suggest that you contact DVLA and tell them that you have now parted company with the vehicle and that it is no longer yours. Even though you won't be able to give them the address of the new owner, you will be able to give them the name and you had better put it on record. I'm not sure if it's an offence not to have the details of the new owner and to pass them on to DVLA – but I would suggest anyway, that you tell DVLA. Before you start doing this though, standby for maybe one or two other people to contribute to this thread and to disagree with me. I think you need to have a range of opinions on this.   One further thing – you may be tempted simply to take the vehicle back – but unfortunately you won't be able to be certain that it is in exactly the same condition as it was when you sold it. This could give you another problem that may be if you decide to cut your losses and tell the purchaser to return the vehicle, you may not be completely happy when you receive it – and they will simply be a dispute as to what has happened to it during its absence
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Dusty2706

CCI Legal Services Ltd & gym debt

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Hi,I am seeking some advice,

 

I am being chased by the lovely people at CCI after joining a Gym,

going once and forgetting to cancel my membership.

 

The sum is for about £236 and a couple of pence,

 

I had no idea I was being chased for this debt until my former landlord called me to say that they had received a "legal letter"

and wanted me to come and pick it up,

 

I emailed the company and acknowledged the debt to which I received a letter back asking me to fill in a financial statement #and send copies of address, proof of earnings, other debts etc and get it back to them on that day.

 

I have seen a draft letter on here stating that I will not be supplying personal information as it is just that, personal

and that after seeking professional advice

 

I will be updating them in due course, since then they have sent me another email today chasing payment and advising me to call them immediately.

 

I have not provided my new address and advised them not to send any further correspondence to my old address, also I would prefer to continue this process by email.

 

Can anyone advise me of the best way of dealing with this?

 

I am willing to pay them a nominal sum per month but to be quite honest I would prefer them not to have any contact details for me other than what they already have.

 

Also people have been mentioning checking that a signed CCA is in place but I am not sure this would applicable with it being a gym membership agreement.

 

 

Thanking you in advance.

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moved to the gym forum

 

dont forget DCA's are not bailiffs

 

they have NO SUCH legal powers.

 

have a read in this forum

 

dx


..

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If the membership was paid by installments then there may be a regulated agreement, challenging on paperwork now after acknowledging the debt is not going to help though.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Sorry for putting in the wrong place!Sorry I must not have made myself clear, I have not acknowledged the debt, I have acknowledge the email and said that I am seeking prefessional advice.

And thank you for the responses and advice.

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how old is this?

 

dont forget they are fake/tame solicitors too

 

dx


..

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Certainly over 12 months but to be honest lost track of time a little bit.Yeah looking at the language it is easy to see how people can be intimidated by these people.

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phishing trip me thinks..

 

had any other letters over that time

 

dx


..

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If I have they have gone to old address and I have not recieved them.

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Check your credit reference files.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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When I do that my computer sreen normally melts into a glassy goo as I have quite a lot of debt (all of which apart from this is being managed) is there anything I should be looking out for?

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Well check if this has been defaulted and when, check the amount on the file against what is being claimed.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Dusty,

 

It's unlikely that this will appear on your CRA records as gyms tend not to record their debts in this way. More likely, the CRS's no longer allow the gym debts data to be registered on thier systems.

 

We could use some proper detail if you have it. If you don't have exact answers, give your best guess :-

 

1. What gym is this.

 

2. When did you join the gym.

 

3. When did you stop attending.

 

4. If this was paid by a DD mandate, when did you cancel it (or confirm when the last pay't was made from your bank statements).

 

You should give the gym or their admin company your new address. If you don't there's a risk that they'll take court action using the old address and you'll only find out about it when a CCJ is made against you, and that may be too late !!

 

If there was any specific reason you stopped attending, please confirm (unemployment, moved home, moved work, etc).

 

:wink:


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