Jump to content


style="text-align:center;"> Please note that this topic has not had any new posts for the last 2429 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I really want to take these really nasty people to task for all the misery they caused me.

 

They overcharged me for a car,

insisted I take out expensive insurance such as a warranty that was no good and of course PPI insurance that I could not claim on

as I was a temporary worker who was recovering from a major operation.

 

Has anyone succeeded in getting money from them ?????

 

I am very determined,

I got almost £6000 from the Halifax for bank charges.

 

I even threatened to send in the bailiffs if they did not pay up.

It worked a treat so now its Yes Car Credits turn.

Any help would be greatly appreciated

Thanks

Share this post


Link to post
Share on other sites

hi welcome aboard

 

sure yes car have coughed.

 

and on warranties too.

 

got all the paperwork?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Sadly I dont have all ther paperwork but I do have the account number and I know how much I paid etc. I have some letters from that lovely company Direct Auto Finance and would like some help on where to go next.

 

Thanks

Share this post


Link to post
Share on other sites

it might not be a bad idea to SAR them then.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Great Thanks

By the way do u know where they are hiding at present

Thanks

Share this post


Link to post
Share on other sites

YES CAR FINANCE LIMITED

NO. 1

GODWIN STREET

BRADFORD

WEST Yorkshirelink3.gif

UNITED KINGDOM

BD1 2SU

Company No. 04063510

 

YES CAR CREDIT LIMITED

NO. 1

GODWIN STREET

BRADFORD

WEST YORKSHIRE

UNITED KINGDOM

BD1 2SU

Company No. 03459042

 

YES CAR CREDIT (HOLDINGS) LIMITED

NO. 1

GODWIN STREET

BRADFORD

WEST YORKSHIRE

UNITED KINGDOM

BD1 2SU

Company No. 00194214


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

My SAR has gone off so I now have to wait 40 days until I get the info. Dont worry I will be waiting,

Share this post


Link to post
Share on other sites

I have now got my SAR documents. Sorry for thedelay in coming back on but Ive been in hospital having a knee replacement operation.

MY PPI is £1700

GAP is £ 350

Mechanical Breakdown £650

 

Interest of 1043

What can I claim back and how do I go about it. I have looked at my application form and it clearly states that I was a contract worker working for Hays Accountancy.

Thanks for your help

 

Carol

Share this post


Link to post
Share on other sites

lump all those three together

 

and treat it as PPI

 

info is in no.1. below.

 

if you are lucky the agreement might already tell you in total what you paid PCM for them all?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

do I write to Direct Auto Finance.

 

I have the amount I can reclaim the ppi charges are £2500.10 plus their added interest of £1043.26.

 

Paid at the rate of £73.82 per month.

the agreement was for 48 instalments. it finished in 2008.

 

It started on 16th March 2004.

 

So when they reject my claim as expected do I go to court or the Ombudsman,

 

I am really looking forwartd to taking this nasty lot on and hope I inflict some misery on them to make up for 4 years of crap from them

 

Thanks

Carol

Share this post


Link to post
Share on other sites

Hi Another quick thought, When I took out my agreement they took my deposit of £200 off my insurance . I believe this is illegal.Does it add to my case

Your opinion would be appreciated

Thanks

Share this post


Link to post
Share on other sites

yes it does

in most cases that negates the whole agreement.

 

have you done a spreadsheet

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

yes I have amd the interest 8% is another £2000.

So whats the next step.

Thanks

Share this post


Link to post
Share on other sites

can you post it up please

 

lets check and the agreement too.

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

DO NOT USE ANY PDF EDITOR TO BLANK STUFF, THAT CAN BE REMOVED

*************************************************************

DO IT IN MSPAINT.EXE or any photo editing program

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

I will get the expert (Husband) to do that as my skills dont extend to scanning

Thanks

Share this post


Link to post
Share on other sites
Hi Another quick thought, When I took out my agreement they took my deposit of £200 off my insurance . I believe this is illegal.Does it add to my case

Your opinion would be appreciated

Thanks

 

Hmm that sounds interesting. I won't hijack your thread but I'll post up my agreement etc, in my own thread for checking if you don't mind?

Share this post


Link to post
Share on other sites

the agreement need to be PDF format as per the guide

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

the spready cant be checked till we see that

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
I have it saved as a pdf but cant edit it. Help !

You need to find an online PDF editor. I think I used PDF Complete. You can upload your document to it and edit it, it also has a whiteout tool so you can hide signatures, etc. you then save and download it to your computer and it will be ok to post on here. Hope that made sense!

Share this post


Link to post
Share on other sites

save it as a JPG edit

then pdf it

 

follow the guide

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Sorry it was PDF Escape that I used that had the whiteout tool to edit the document. Because I had more than one page I then used PDF merge to make it all into one document. They are both online PDF editors so you don't have to download them.

Share this post


Link to post
Share on other sites

i've nicked those two for my inf file

 

thanks

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...