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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Hi,

 

My brother is in debt for unpaid court fines except, it's my fathers house and he doesn't own any possessions other than the contents of his bedroom and motorbike. Bailiffs may be on the way within the next few days and we are all worried that they might take our belongings. Also, being it's not my brothers house are they still allowed to force their way in?

 

I have already been to see the solicitors for a statutory declaration but the appointment isn't till Thursday. I was wondering if there is anything else I could do.

 

Thank you in advance.

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You can make a stat. dec. at the Court straight away as well and it is free there.

 

Best if your brother keeps his bike well away from the house so they can't levy on it.

 

DO NOT let the bailiffs into the house under any circumstances.

 

That being said, the fines still need to be paid. I take it that he didn't attend Court when he had the chance. It is always best to do so if for no other reason than it gives a chance to

declare ones income and outgoings which can lead to lower fines.

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Thank you for the reply.

 

I understand the fines still need to be paid but we are tired of bailing him out(we have done before). The good thing is, he started work recently and should be able to pay it in full at the end of the month. My main trouble is the bailiffs, I assume there will be extra charges for each visit? Or is it worth him trying to come to some sort of arrangement so that he can pay it at the end of the month?

 

Would they be able force entry even though it's not his house?

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Thank you for the reply.

 

I understand the fines still need to be paid but we are tired of bailing him out(we have done before). The good thing is, he started work recently and should be able to pay it in full at the end of the month. My main trouble is the bailiffs, I assume there will be extra charges for each visit? Or is it worth him trying to come to some sort of arrangement so that he can pay it at the end of the month?

 

Would they be able force entry even though it's not his house?

 

They may say they can but faced with a couple of stat decs, they may go away, they could claim that they can force entry to search his bedroom for goods, but realistically they will be looking to claim to be able levy yours or your fathers goods (unlawfully)to coerce you to pay his debt and inflated fees to them. He should try to make some arrangements to pay, but also the bailiffs must not be in any doubt as to the ownership of goods on the premises.

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I see, thank you very much. You've both been very helpful.

 

If they were to levy a third party vehicle or otherwise seize your property or your fathers, say clamp a car, you should immeidiately send Formal Complaints to the Court Manager, copied to MP imho, and phone the bailiffs rexcord the call if you can, demanding removal of clamps and levy, etcbut others more knowledgeable will be along soon .

 

You could film them with a mobile phone even when they turn up again, and no matter what they say there is no law to stop you filming them on your premises.

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Of course the bailiffs will also try and levy on any of the family cars that are around your property so if you want to avoid the hassle of getting your car unclamped, they should also be

moved from around the house and any garden furniture locked away.

 

The only other problem could be what type of warrant is issued against your brother especially if he has a number of unpaid court fines.

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@Lookedinforinfo, yes the number of fines would have a bearing, and yes beaten to it, make sure there are no motors around for them to clamp or levy, it is better to prevent third party goods being seized, than argue the toss later, as they have a knack of extracting money from third parties namely anxious relatives under duress using a clamped motor as a lever on someone who doesn't know their powers, or lack of them.

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We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I see, I'll keep that in mind. I do believe it is a single fine of 400 pound, I'm not exactly sure for what though.

 

i would ask your brother, as it could be the fine plus the fees they are after. Maybe get him to contact the court also, as the bailiffs will continue calling and adding fees, and threatening to seize your goods, notwithstanding it is unlawful to get you or any other third party to pay the debt under duress or misrepresentation.

 

Which bailiff company are they from?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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