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Car Stolen - Insurance question - Help!

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My car has was stolen over 4 weeks ago. Insurance have made me a payout offer on Friday and today are issuing payment by cheque. BUT the police have just this minuite called and said the car was found yesterday!

 

My question is now that payment is being sent today and I was lead to believe the insurance company now own the car???

 

Can they cancel the cheque and make me take the car back (which has no doubt after 4 weeks been ragged about and more milage on it)

 

The insurance company have the key and all documents and I really dont know where I stand now as I wouldnt feel safe in the car now and payment is already being sent today.

 

Any advise :?:

 

Thank you in advance

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IMO they have settled and the car belongs to them.

dont panic, but inform insurers of development, otherwise they wont know, or you may be charged for recovery, police are good at that.

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You could offer to buy back the car if it is in reasonable nick. Either way make sure you notify the DVLA of change of ownership to avoid any issues like another poster had, i.e. uninsured vehicle.

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The only advice i can give, if you take the insurance offer NOTIFY dvla straight away as there is a new law about insurance and keep proof of postage.

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