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Hi There

 

Just wanted to ask a quick question. I put in a PPI claim to First Plus. They wrte to me admitting how much I'd paid and then said i would recieve it blah blah. Anyway I didnt for ages and contacted them. They said because I went Bankrupt that I could only have the interest on the PPI amount missold and not the PPI itself as the account was in arrears when I was declared bankrupt.

 

Is this right?

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Yes that is correct.

 

This explains the situation in more detail

 

http://www.bis.gov.uk/insolvency/news/news-stories/2012/apr/ppi-mis-selling-claims-and-bankruptcy


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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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i understand it is supposed to go to the official reciver but are they allowed to keep it becuse i was in arrears?

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You should contact your trustee at the OR and inform them of what is going on.

 

They will either contact the bank on your behalf or alternatively let you know what steps you need to take.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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hi how have u found first plus? i acepted settlement a month ago and still waiting 2 receive anything. contacted em and they said they are checkin amounts . does this mean they will change offer even tho ive accepted it?? many thanks

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