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    • Did you pay the seller direct or amazon ?    https://pay.amazon.co.uk/help/201749690      
    • Hi,   I'm sorry to add to the deluge of gym issue that are already here but I was hoping for some advice on my situation.   I have had my gym membership payments frozen over lockdown, and when they reopened again in July I opted to continue to freeze mine for a further three months.  I'm not sure about others but I just don't have trust in the general populous (or rather the people I've seen use that gym) to do their share to keep things clean and Covid free (despite an email today telling me that they give me 'the strongest assurance' that it is being well cleaned - frankly, there is no reassurance they could give me I don't want to catch this life changing / life threatening virus).   So, they've told me I have to give 28 days notice - something I find very disagreeable given the climate.  I've even asked if they could just freeze my account for a further six months or so - in the hopes I'll feel safer at the end of that time.  I don't particularly want to quit the gym, I just don't want to spend a monthly fee on something I'm not going to use.  They unfortunately will not freeze.   I've seen people mention on here to just cancel the direct debit and ignore their threats of court action and it being passed on to a collection agency, and that they are in turn powerless and I won't be taken to court ('gyms won't take you to court' I've seen posted on here but it's easy to say, a lot harder to take the plunge and keep fobbing them off in the hopes they'll eventually go away).   I just wondered where I stand and what you would recommend as the best course of action.  It's not a massive sum of money, but with my partner losing their gig over the lockdown, every penny counts at the moment.   I'm quite infuriated about their stance of wanting to charge me a months notice, when they could just freeze and keep my continued membership after that freeze period (which should be worth more money to them in the long run).  I've been a member with them for years so to be treated like this is even further annoying.   Thanks in advance for any help, and I hope you are all keeping self and well,   Sam
    • I paid via Visa Debit card. What will i have to do get a chargeback....
    • Hi and Welcome to the Forum.   How did you make payment ...credit card  or debit card ? consider issuing a section 75 claim if CC or chargeback if debit card.   Andy
    • UK aerospace will lose out to rivals without a deal on the mutual recognition of parts, says industry body. View the full article
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
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      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
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      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Power2contact made a visit and spoke tosomeone else by mistake


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Flat mate had a letter from powerless 2 contact stating they would be making a visit about an account. He wrote the std letter withdrawing his consent for them to visit but they have ignored it and visited on wednesday just gone.

 

However I went to the door and stated that I wasnt the person he was asking for. The p2c rep stated I must have been him as I came to the door. He didn't ask amy security questions or supply any identification and proceeded to discuss the account, arrears and tried to get me to speak to the oc on the p2c reps phone and take a payment.

I told him I wouldnt be doing anything or even discussing the account and so he left in a huff.

 

My flat mate is livid and has wrote a complaint to p2c and the ICO. However he is not happy with just doing that as p2c will just ignore the complaint and the ico are toothless. So he has issued a LBA for breach of data protection and intends to commence proceedings in 14 days from last wednesday.

 

He want to complain to the OFT but I cant find the email address so does anybody have the postal or email address to complain to the OFT?.

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Google oft complaint form on the site

 

It's still worth reporting to the ICO and a formal complaint to the data controller at P2C.

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The OFT also won't care.

 

The best thing to have done it so start the county court claim - well done.

 

How much is he asking for?

 

I hope that he asked for a modest figure - if they don't cave it, then he should send the judgment to the ICO and the OFT. Then there is a chance they may take notice.

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The claim hasn't been issued yet and will be done on the 19th Dec.

 

Thanks for the links to the oft, he will do that within the next couple of days.

 

He is going to be complaining to the oc (natwest) as they are responsible for the actions of their third party reps also. Additionally he will be complaining further and again to natwest who ignored his complaints that he had lost his job and could not afford the overdraft fees. They added the fees which meant he went over the OD limit and they have continually charged £6 per day for the last 3 months. They refuse to help at all. Even ignored 2 seperate i&e forms.

 

Any way the figure he is asking for is £1000 which is the figure ive always used for breaches of data protection although no claim has been issued as of yet. The claim wont cost a penny as he unemployed and is more than happy to commence..

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dont forget bcobs too on those fees,

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Powerless2Contact, acting with impunity AGAIN!

 

Good on you for dragging these parasites to court, ignoring the implied rights of access can be seen as a tort of trespass, no idea how much compo that would attract, the more who take this course of action the sooner this sleazy industry will be forced to clean up it's act. Local MP, BBC Watchdog, local Press, for a few more to complain too.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 weeks later...

Just an update on this

 

Complaints were made to ico, OFT, p2c and Natwest as the OC.

 

Have had acknowledgement from the ICO and P2c. P2c state they are investigating.

 

Couldnt care less what p2c say as POC's are being written as we speak and will be ready straight after new year.

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