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    • so you got the original letter asking for your side of the story and replied by email. post up what you said in your reply by email please and their reply.   you later got a letter stating this will be heard by the simple justice proceedure at xyz court on xyz date but still inviting you comment or plea?   how many time and how many days did you use this for and WHAT EXCATLY (the bit in black) on the letter from the SJP court have you been charged with..??   one specific event on xyz date ,...with other uses being by tickboxes to be taken into consideration and wiped if you agree?   what DATE is the court hearing?
    • A more controversial point is that Johnson has made it illegal to look after your family, requiring you to choose between them.   No one I know doubts or questions that people hosting raves and such like should be prosecuted given the situation, just as those gathering for fox hunts and grouse shoots should be, but effectively making people who are simply trying to safely and sensibly look after their own into criminals while the government pals do whatever they like and are thrown taxpayer money by the BILLION for nothing is obnoxious and abhorrent, especially when you can go to a restaurant or supermarket or transport hub and be in close contact with hundreds of strangers.     Oh look - 6 + 1 in close contact from 14+ households and only one wearing a mask - leading by appallingly bad example.    
    • got to have been due to them being suspect of large unaccounted for sums going in and out, sounds like a fraud investigation to me as thats the only real reason banks totally block everything.   you say this happened in january..why did you not immediately get all your going forward income paid to another account? that doesn't take 10mts.?   you are going  to have a hardtime claiming defaults on your credit file some +3mts later and a repo'd car some month later is their fault.
    • why are you using a PP account to pay regular amounts that removes any consumer protection you have as they are outside the UK and are not covered at all by our banking and consumer laws...unless this was a paypal credit account.
    • Yes, letter simply stating review done, it didnt say it was simply down to a glitch in their system which caused them to review my account but nothing else could have caused it. The review took so long due to the pandemic and staff shortages. Nothing untoward was identified in the review and nothing was registered with cifas. 
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normally not within 14days

the next pay day after


your HR dept will be able to tell you.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You'd be better off reading the agreement to check the payment date, nobody on here can guess :) sometimes its 7 days, 14 days, 14 working days, next pay run or the one after that.


Don't forget you can still issue unfair dismissal proceedings if they don't pay up, you can threaten a claim to help them along a little...

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Thanks everyone, I know they are doing another pay run this month, hope it will be in that, otherwise looks like it will be 1st Jan (was paid monthly on the 1st). We thought it would be dealt with separately and done as quickly as possible, 3 weeks just seems like a long time at the moment with Christmas coming and waiting for benefits to be sorted out.:violin:

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