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As title, just got SAR info back from Argos and not sure which spreadsheet to use, assuming interest at 29.9% is a bit bloody steep :mad2:

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Argos card/revolving credit account?

 

Have you got ALL of the statements?


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Argos store card, looks like they are all there

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OK its this one

 

FosRunningPPI v102.xls


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Balls i dont have all the statements but do have the transaction details, This acccount would never have been in credit anyway and the spreadsheet is playing up. Will the other one be simpler?

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This will be the next best one then....not as accurate but may give you a ball park figure.

 

FosCISheet v101.xls

Edited by ims21

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Cheers, looks exactly like the first one though dude

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Ooops

 

Sorry....have edited my above post to include the correct one.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

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Ooops

 

Sorry....have edited my above post to include the correct one.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

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my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Just got a rather curt response from Argos regarding a £1300 claim due to their blagging the Mrs into it some years ago, multiple genuine reasons for misselling stated in the FOS questionnaire submitted. This is their first and FINAL response which I find a bit unusual. Is there any mileage in challenging it further or just rely on the FO.

 

They quote the usual " this/that would have taken place during the sales call" but despite me requesting any transcript of calls in the initial SAR and again in my complaint they have not been able to come up with anything to defend themselves apart from supposition !!

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So you can either challenge them your self or go to fos. Personally I would challenge them myself first.

 

"This/That would have taken place" is not gos enough for them to wriggle out of this. They either have evidence or they don't. If they don't then they have nothing to back up their argument and it is pure speculation.

 

Keep at them and remind them a fos case feel will cost them £850.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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