Jump to content


  • Tweets

  • Posts

    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

VF & Small Claims


ShaneG2009
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3590 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

You mustn't "assume" anything where Judges are concerned !!

 

If you have cited case law // regulations - I think you need to include copies.

 

The Bar Council have produced a Guide specifically for LiPs - I have attached it below for you :)

 

There is a summary of the guide in this link.... http://www.consumeractiongroup.co.uk/forum/content.php?976-New-Free-Guide-for-Litigants-in-Person

x

 

Thanks very much, i will give this a good read over the weekend whilst compiling my 'bundle'.

 

Has anyone experience of actually going into court for a small claim...i imagine it to be a lot less formal than actually standing in a dock...maybe not?

Edited by citizenB
restored quote box
Link to post
Share on other sites

  • Replies 272
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I have sent you a private message :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Dont forget to serve a Bundle index on the defendant and seek their agreement.

 

 

SCT hearing/trials are more like sitting around a table in the library...you have been watching too much TV :madgrin:

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Here you go.. guide to preparing a Witness statement.

 

Guidance Notes for WS.pdf

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Thanks to all for the input so far.

 

I have a draft 'bundle' with site admin now so things are progressing well. I have until the week before Xmas to submit this to VF / Defendant ahead of a Court date on 3rd Jan 14 :smile:

 

I will keep everyone posted...

 

Cheers

 

Shane

Link to post
Share on other sites

Andy has you on his list, Shane :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Bundle is fine Shane...very concise ...dont forget to serve and agree the bundle index with the defendant.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Bundle is fine Shane...very concise ...dont forget to serve and agree the bundle index with the defendant.

 

Regards

 

Andy

 

Hi Andy

 

Apologies i have only just realised you had reviewed the bundle and commented here. Just to be clear on the next steps going on your comment above...all i have to do is by the 19th December serves a copy of the 'bundle' to the Defendant and the Courts to satisfy my end of the bargain or so i have to do this AND wait for the Defendant to respond / agree to its content (surely that defeats the point?)

 

Pleased my bundle looks good, hopefully it is taken in that light by the Court and on 3rd Jan this whole 3 year episode comes to some sort of conclusion.

 

Thanks

 

Shane

Link to post
Share on other sites

You serve a copy of the bundle index for approval with the claimant and visa versa...not the court...it is expected that both parties have agreed contents before trial.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

You serve a copy of the bundle index for approval with the claimant and visa versa...not the court...it is expected that both parties have agreed contents before trial.

 

Regards

 

Andy

 

OK, so literally the contents page and none of the detail behind as it is now? Odd because in the Trial Notice it says 'each party shall deliver to every other party and to the court office copies of all documents (including any experts report and witness statements) on which he intends to rely on at the hearing no later than 14 days before the hearing'

 

My interpretation (rightly or wrongly) of that statement was that i needed to issue the Court and VF a copy of my full bundle by the middle of december (a little earlier than required to avoid any xmas cock-ups)

 

Cheers

 

Shane

Link to post
Share on other sites

OK, so literally the contents page and none of the detail behind as it is now? Yes Odd because in the Trial Notice it says 'each party shall deliver to every other party and to the court office copies of all documents (including any experts report and witness statements) on which he intends to rely on at the hearing no later than 14 days before the hearing' Correct thats your bundle

 

My interpretation (rightly or wrongly) of that statement was that i needed to issue the Court and VF a copy of my full bundle by the middle of december (a little earlier than required to avoid any xmas cock-ups) Correct Im only referring to your index and agreemet between parties of the bundle contents.

 

Cheers

 

Shane

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hi Andy

 

Noted - i will issue the content page only tomorrow with my full bundle to both defendant and court towards the middle of december (a couple of days in advance of the 14 day before trail time limit).

 

I will of course keep everyone updated...squeeky bum time now really - just the judge to convince i have a decent claim...

 

Thanks

 

Shane

Link to post
Share on other sites

  • 2 weeks later...

Hi all

 

My 'Contents' page from the 'Bundle' has been issued to the Defendant by email and recorded post today.

 

I plan on issuing the full bundle with all attachments / exhibits to them on Monday 16th December. This is some 4 days before the 2 week before trial deadline.

 

I'll keep you all updated if there are any new developments.

 

Thanks

 

Shane

Link to post
Share on other sites

Hi all

 

Submitted the bundle to VF solicitors and had an email back from their 'legal manager' stating that as my claim is allocated to the Small Claims Track there is no requirement for the parties to agree the bundle contents. Is this correct?

 

They also confirmed they would issue their bundle within the 14 days before the trial date.

 

Cheers

 

Shane

Link to post
Share on other sites

That is correct Shane apologies forgot you were SCT.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

No problem Andy, i'm sure VF / Riverview knew what the contents of my bundle would roughly be anyway...after all they've seen my original POC.

 

I am issuing the full bundle to both the Courts and Riverview on Wednesday, to be delivered Thursday which is 1 day before the 2 week pre-hearing deadline. I assume they (Riverview) will employ a similar tactic...

 

Either way it'll be interesting to review their submission to see what the basis of their defence is :|

 

I will keep you all informed.

 

Thanks

 

Shane

Link to post
Share on other sites

Hi all

 

So two weeks away from the hearing date and my bundle is with Riverview Solicitors and Oxford County Court.

 

Guess what though...no bundle received from VF or Riverview. Does this omission on their part have any ramifications? Do I need to inform the Court of their failure? Does this mean any 'evidence' they submit now will not be admissible?

 

Any advise on this would be greatly appreciated.

 

Cheers

 

Shane

Link to post
Share on other sites

What does it state within the Notice of Allocation shane ? pre 14 days?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

What does it state within the Notice of Allocation shane ? pre 14 days?

 

Andy

 

It says all parties to submit documents they intend to rely on in court no later than 14 days before hearing, today's post was the last opportunity to meet that deadline.

 

Not accepting post as the reason for delay...I paid £17 quid to get my bundle to VF and the court on time.

 

Cheers

 

Shane

Link to post
Share on other sites

Well, it doesn't really matter if you accept it to be honest. I agree with Ganymede, wait a few more days. If nothing then contact the solicitors. If you need to you can apply to adjourn the hearing but it'll be better for you if you've tried to resolve the issue with the Claimant beforehand.

Link to post
Share on other sites

Well, it doesn't really matter if you accept it to be honest. I agree with Ganymede, wait a few more days. If nothing then contact the solicitors. If you need to you can apply to adjourn the hearing but it'll be better for you if you've tried to resolve the issue with the Claimant beforehand.

 

You are right it doesn't matter a dicky bird what I accept and don't accept however when a court sets a deadline said deadline ought to be met...it's common courtesy if nothing else.

 

I'll be asking the question of the court on Monday

Link to post
Share on other sites

Well, it doesn't really matter if you accept it to be honest. I agree with Ganymede, wait a few more days. If nothing then contact the solicitors. If you need to you can apply to adjourn the hearing but it'll be better for you if you've tried to resolve the issue with the Claimant beforehand.

 

 

Shane is the claimant....but yes allow a few days grace and if still not received you can put them on notice that you intend to make application to strike out their defence on sanction of none compliance with directions. The courts are now more stringent on either parties not complying since the last CPR amendments of April.

 

 

Regards

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Shane is the claimant....but yes allow a few days grace and if still not received you can put them on notice that you intend to make application to strike out their defence on sanction of none compliance with directions. The courts are now more stringent on either parties not complying since the last CPR amendments of April.

 

 

Regards

 

 

Andy

 

Bundle from VF solicitors turned up today. Will report on its contents later this evening.

 

Cheers

 

Shane

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...