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    • Hi,   My friend was being bullied by a manager who kept saying that anonymous people were complaining about her, she is asian and the minority where she works, she raised concerns in her meeting that she felt it had something to do with her race and gets treated differently to the rest of her colleagues due to off the cuff comments previously made and was told by her manager that as a minority she has to prove herself more as a minority in life and thats unfortunately the way it is. Following on from this they’re were more anonymous complaints all revolving around her attitude when speaking to the anonymous individual(s), she then had a meeting with hr initiated by her managwe and expressed her concerns, no outcome was given as the hr person said it was informal and a week later she has been told that she is being made redundant, my question is there were no specific incidents mentioned and my friend is still confused exactly how this came about but suspects it’s her manager who has taken a disliking to her, is this lawful?
    • Thanks for advice . I have spoken to the ICO , and their opinion is that there “may “ be cause for complaint . In the first instance I should write to the hospital (CEO)citing GDPR, giving them 30 days to respond . If the response is not to my satisfaction , then back to the ICO to raise a formal complaint . The ICO also suggested copying in the GMC with the complaint , I feel at present that is one step too far , perhaps I will sit on that until I get a reply from the hospital.
    • Thanks ethel and stu007   Yes, we had the kerb double dropped so me and my partner can park off the road. Before , just had one, and idiot would park in middle of properties so couldn't fit two cars on road outside. Has been issued a good 3 or 4 PCNs for obstructing since done. Its the back of the car, sometimes as far as a wheel but has a long boot/bumper which hangs over, so its not fully over. Recently seems to be as far as can without getting a ticket.   CCTV - shall read up thanks. Oh also, when I say 5 CCTV, that is 4 on property (100% out of boundary) and 1 in car which is lit up all night.   Does this count as harassment? The initial start of this thread, about 6 threatening letters asking me to pay for vehicle damage or court (nothing came of this) The constant parking annoyance (going on a couple of years) The loud music, witnessed by Env heath officer but not quite loud enough for notice, so letters sent. Paint 'accidentally' spilled on road outside my property (because was parked over our drive at time) Letters about rubbish outside my own garage at rear of properties and the 4 screws attaching bamboo to his fence. Then reported me for fly tipping, didnt go anywhere as officer agreed wasn't causing an issue. I have since sorted the screws and bamboo and idiots fence is literally falling apart. Concreting over 1/4 of my grass in rear lane whilst doing own part. Stupid things like having a BBQ and the parasol sticking way over the fence into my garden. All very subtle and annoying things to cause issues, without quite breaking the law.   The council are aware and claim powerless as own properties and the police pretty much are not interested.   What can be done?    Cheers   E!              
    • Hi, any thoughts on this would be greatful, will send tomorrow i think.. letter_15th_oct.pdf
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Angie090465

worried !st stop will refuse StepChange DMP & goto Court

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Hi Whoopie Do

 

i am new to this forum so please bear with me,

i hope you managed to get this sorted since your last post.

 

i decided to reply to your post because i also have a debt with 1st stop and other PDLs,

i cant repay them any more and iwith the help of Stepchange (formely Cccs ) i will enter into a DMP.

 

i have emailed all the companies and so far only one has responded positively ( Lending Stream) but the others havent.

 

i have been reading all the posts concerning 1st stop and its really worrying me, do you think they will accept the DMP?

 

each company will get £5 each month as its all i can afford,

 

Stepchange will send them all the relevant info but it will take a few weeks yet

and i am concerned 1st stop will take me to court before that!

 

do you think they will accept the DPM repayment offer?

 

sorry for all the questions but as you know am sure its a horrible palce to be and right now i need all the advice i can get.

 

i am also of course contacting Stepchange about a possible summons being issued and how they can help me.

 

many thanks for any input you can give me and all the best of luck with your case.

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Hi Angie 090465

 

When I stopped my debt management plan no payday lender had accepted the proposals and I was just fed up with paying my DMP company 30.00 a month. I contacted all my lenders and offered the same as they were getting on the DMP which they accepted. 1st Stop ever replied and they eventually sent a summons which I challenged and offered initial loan plus one months interest. 1st Stop did not accept this so the Court agreed what I offered so I came out just over £100.00 better off.

 

If you have had summons issued, your DMP will help you with that but I do not think that the COurt will make you pay anymore than what you have arranged with your DMP.

 

You really need to be tough with these PDL's and stand your ground. I know it's a horrible position to be in but it will get better

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Hi Angie 090465

 

When I stopped my debt management plan no payday lender had accepted the proposals a

nd I was just fed up with paying my DMP company 30.00 a month.

 

I contacted all my lenders and offered the same as they were getting on the DMP which they accepted.

 

1st Stop ever replied and they eventually sent a summons which I challenged and offered initial loan plus one months interest.

 

1st Stop did not accept this so the Court agreed what I offered so I came out just over £100.00 better off.

 

If you have had summons issued, your DMP will help you with that

but I do not think that the COurt will make you pay anymore than what you have arranged with your DMP.

 

You really need to be tough with these PDL's and stand your ground.

 

I know it's a horrible position to be in but it will get better

 

Hi Whoopie

 

thank you very much for your reply,

 

so glad you managed to win over these vultures..

...they prey on vulnerable people and i wish now i had never set eyes on these companies..

 

bit of update,

i have emailed each company including 1s stop with the details of my DMP with Stepchange,

so far bar one they have all replied,

even 1st Stop, s

aying that they will wait to recieve all the info from Stepchange and stop charges and interests in the meantime,

 

1st STOP, to my surprise,

said they will put account on hold for 31 days which by then they would ahve recieved payment offer and documentation etc...

 

at the moment its going ok,

the only thing i have a worry with is that i know 1st STOP uses CPA on bank acounts

and i dont trust them for one minute!

 

i moved my money to another account this month just in case,

i cancelled my debit card but apparently they can get hold of new card detail!!

 

called my bank to ask to stop CPA but of course they said they couldnt, what a joke..

 

its not ideal because all my direct debits come out of that account so put in some money when they are due..

 

did you find the same with 1st stop?

 

thanks again for replying to my message

 

take care

Angie

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Hi Angie,

 

In this forum there is a page which states that your bank have to obey your wishes about CPA off your debit card,

they cannot refuse to do it,

 

search this area of the forum carefully and you will find it posted several times,

 

sorry but I cannot remember where it is.

 

You will have to be careful about applying for credit on line as some PDL's can get your card details through a third party,

one company springs to mind and that is CFO who raided my Bank

but I got my money back as a gesture of goodwill from my Bank

because of the way that the Bank had treated my complaint.

 

I am paying my PDL's myself and I will not pay them anymore than initial loan plus one months interest,

again there is information on this forum about that also.

It has something to do about the interest these PDL's charge for a short term loan.

 

1st Stop only sent me a summons so I had no trouble with them,

filled the summons in on line,

offered the initial loan plus one months interest and the Court agreed with me.

 

Good luck

 

Whoopie

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