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unsure of the debt


jd100
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hi

 

was just wondering as to how i should go about this

 

my wifes mother has been receiving a lot of phone calls over the last few weeks from a company opos (i think) - they are asking for me

 

she has not given out any info about me as she lets the call go to her answerphone..

 

just wondering what to do as i have no idea what the debt is for

 

done a credit report a year ago and there was nothing much on there..

 

please any help would be great thanks all :???:

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They will stop making the phone calls at some point shortly. Wait to see if any letters are received and check your credit record again. If the debt is not on your credit record it could be old one and if there has been 6 years without payment it will be statute barred. Thats all you can do, until you receive a letter. Don't ever speak to them on the phone, as they will just want payment.

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They will stop making the phone calls at some point shortly. Wait to see if any letters are received and check your credit record again. If the debt is not on your credit record it could be old one and if there has been 6 years without payment it will be statute barred. Thats all you can do, until you receive a letter. Don't ever speak to them on the phone, as they will just want payment.

thanks for the advice who ever it is is unlikly to have my address as i have moved a few times over the years..should i at least write and tell them my address?

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Minicredit/OPOS/DERS are the SAME company

 

thanks for the reply i know its nothing to do with minicredit as i know exactly who they are and would never go near them..

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A year old credit report is useless now, you need to get a new one! Could this be minicredit?

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Wait for them to send anything via post, your MiL should just tell them to jog on and harass someone who gives a monkeys..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Wait for them to send anything via post, your MiL should just tell them to jog on and harass someone who gives a monkeys..

 

she told them i had moved out years ago phone calls stopped for a week or 2 but have started up again

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she told them i had moved out years ago phone calls stopped for a week or 2 but have started up again

 

Silly children, formal complaint to the OFT and Ofcom then for their misuse of the communications network.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ok if you've not used a payday loan company

 

could it be OPUS.

 

citi finance etc

 

old credit card / loan?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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