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jd100

unsure of the debt

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hi

 

was just wondering as to how i should go about this

 

my wifes mother has been receiving a lot of phone calls over the last few weeks from a company opos (i think) - they are asking for me

 

she has not given out any info about me as she lets the call go to her answerphone..

 

just wondering what to do as i have no idea what the debt is for

 

done a credit report a year ago and there was nothing much on there..

 

please any help would be great thanks all :???:

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They will stop making the phone calls at some point shortly. Wait to see if any letters are received and check your credit record again. If the debt is not on your credit record it could be old one and if there has been 6 years without payment it will be statute barred. Thats all you can do, until you receive a letter. Don't ever speak to them on the phone, as they will just want payment.


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Minicredit/OPOS/DERS are the SAME company


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They will stop making the phone calls at some point shortly. Wait to see if any letters are received and check your credit record again. If the debt is not on your credit record it could be old one and if there has been 6 years without payment it will be statute barred. Thats all you can do, until you receive a letter. Don't ever speak to them on the phone, as they will just want payment.

thanks for the advice who ever it is is unlikly to have my address as i have moved a few times over the years..should i at least write and tell them my address?

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Minicredit/OPOS/DERS are the SAME company

 

thanks for the reply i know its nothing to do with minicredit as i know exactly who they are and would never go near them..

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A year old credit report is useless now, you need to get a new one! Could this be minicredit?


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no def nothing to do with that lot

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am trying to get a credit report but as i dont have a bank account i cant get one anywhere

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Wait for them to send anything via post, your MiL should just tell them to jog on and harass someone who gives a monkeys..


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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New cra report then asap.


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sorry if i seam a bit slow but what is a cra report??

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Postal statutory report £2. See cra websites


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Wait for them to send anything via post, your MiL should just tell them to jog on and harass someone who gives a monkeys..

 

she told them i had moved out years ago phone calls stopped for a week or 2 but have started up again

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Postal statutory report £2. See cra websites

 

oh right thanks will get onto it now

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she told them i had moved out years ago phone calls stopped for a week or 2 but have started up again

 

Silly children, formal complaint to the OFT and Ofcom then for their misuse of the communications network.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ok if you've not used a payday loan company

 

could it be OPUS.

 

citi finance etc

 

old credit card / loan?

 

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nope no loans no credit the only thing that i can think of as they asking for me in my maiden name is car insurance

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evening guests!!

 

TBH in my opinion I would ignore them until they can send you their joke letter.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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