item i sold not paid for - N1? time?

[baconbuttyman]

This is a little different, i buy, sell repair used laptops and computers for a living, About 12 weeks ago, i was approached by a friend of a friend about a PC system, he wanted me to build, this was a high spec machine which included, screen, etc and windows 7 (licensed), I gave a price of £500, he asked if i did a payment scheme, i dont usually but because of who he was, i agreed, i also i stupidly let him have the PC, I had a deposit off him off £250, which covered most of the cost of the parts.

 

The agreed repayments were £25 per week for 10 weeks, He has not paid a penny since, when i spoke to him he told me to eff off, The friend who recommended him was upset at the way i have been treated and has assured me that he is still using the PC and that it has not broken down, so he cant use that as an excuse.

 

I have sent 2 demand letters to him, now i wish to issue proceedings for the balance, I am a business man and need payment, if i dont, then people will do this all the time, I know this is a consumer fourum, but i dont know where else to turn.

 

He signed an agreement to pay, i havent even charged interest

 

How would i set out the N1 form to reclaim the money, i know how to set out a letter to reclaim bank charges, but this is the first one like this i have done.

i learned a lesson, no more credit, for any one

[BRIGADIER2JCS]

You can get a claim pack from your county court or use money claim on line.

But you need to send the customer a letter before action (lba) giving one last chance to pay.

[baconbuttyman]

You can get a claim pack from your county court or use money claim on line.

But you need to send the customer a letter before action (lba) giving one last chance to pay.

 

yes my last letter was an LBA and was sent 16 days ago, i gave him 14 days to pay. I dont know how to set the particulars of claim out tbh

[BRIGADIER2JCS]

POC THE CLAIM IS FOR MONIES OWED UNDER AN AGEEMENT DATED XXXXXX THE DEFENDANT HAS NOT RESPONDED TO REQUEST FOR PAYMENT THE SUM CLAIMED IS £xxx.xxx

[ashmk]

Would you not have to have a credit license for this???? Do you have one???

[BRIGADIER2JCS]

NO

[baconbuttyman]

POC THE CLAIM IS FOR MONIES OWED UNDER AN AGEEMENT DATED XXXXXX THE DEFENDANT HAS NOT RESPONDED TO REQUEST FOR PAYMENT THE SUM CLAIMED IS £xxx.xxx

 

simple as that????? hope so lol

[baconbuttyman]

Would you not have to have a credit license for this???? Do you have one???

 

I i never gave credit, no, i simply took installments

[BRIGADIER2JCS]

Informal agreement no interest.

[baconbuttyman]

Informal agreement no interest.

 

not sure how this affects me??

[BRIGADIER2JCS]

You have a straight forward claim.

[Conniff]

https://www.moneyclaim.gov.uk/web/mcol/welcome and don't forget to add the court fee (prob less than £40).

[baconbuttyman]

you have a straight forward claim.

 

so basically set out the poc as straight forward to the situation as poss, simples

 

yes the claim costs £35

[BRIGADIER2JCS]

Yep spot on

[baconbuttyman]

yep spot on

 

 

thanks guys, will let you know how i get on