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MKDP LLP, barclaycard - Claim form received - help!!

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About 2 years ago i had a dmp with cccs and everything was fine but i missed one payment to them and was late the next month, and they terminated my agreement.

i was in touch with payplan and they recommended an iva rather than a dmp.

 

I was struggling to get all the info required for payplan and started ( temporarily) to pay the creditors at the same rates ihad agreed with cccs.

 

However, i have missed a few of these payments, due to other commitments and changes in income.

 

Now, one of the creditors has issued a cc claim form for approx 3k at Northampton court.

 

Please could anyone in the forum advise me on best way forward.

 

I regret not keeping up with the agreed payments but am now in this position

 

Thanks

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can you name names and type the POC please

 

dx


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Yes, can you please let us know the name of the claimant

The date of Issue of the claim - top right hand corner of form

The reason they have issued the claim - Particulars of Claim


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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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thanks,

its MKDP LLP,

 

claim on behalf of Barclaycard

was assigned to the claiment on 11 01 2012, notice of has been provided

defendant has failed to make payment in accordance with terms of agreement and a default notice has been served persuant to the cons credit act 1974

the claiment has complied as far as is necessary with the pre action conduct practise direction

 

Thanks for any help.

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aha

 

that lot.

 

of recent they have been issuing claims like confetti

hoping people dont defand

 

just type in MKDP

 

in our search top right

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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thanks!!

 

What do you think my best chances are? To admit debt but offer previously agreed dmp amount or have i other options?

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if you are going to defend then you have a timeline..

 

Issue date - 27/11/2012 + 5 for service = 02/12/2012 + 14 to acknowledge claim = 16/12/2012 + 14 to submit defence = 30/12 2012 (33 days from date of issue).

 

Did you receive a Default Notice from Barclayshark.. I bet you didnt because Mercers appear to send them out and that is not correct. Did you receive a Notice of Assignment.

 

Are there any charges on the account that could reduce it or was PPI applied when it might not have been suitable.

 

How old is the account.. when did you first have the account ?

 

Only you can decide if you are going to defend.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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