advice needed please

[seriouslystressed]

Hi there.

A debt collection agency recently sent me letters about a loan I took out in 2004.

 

Instead of sending letters to me at my home address,

they sent them addressed to me at my elderly parents address!

 

I don't know where they got that address from,

 

I do not want them to receive anymore letters for me, obviously,

 

but how do I go about changing the address.

 

I've thought about the debt and the last time anything was paid was in 2007 so as I understand it still isn't statute barred.

 

How do I deal with this?

 

Thankyou

[d_bartlett2008]

There's a good factsheet about Liability for debts and the Limitation Act on National Debtline website, as far as the address goes I think the best thing to do is to return them "not known at this address" that way you are not acknowledging them and they should stop using that address

[dx100uk]

prob because the debt was taken out whilst you were living there?

 

or

 

thats the address on your CRA file?

 

although DCA's can be the worst for doing things of a questionable nature.

 

they certainly would not send it to your prents address

 

when they knew you were elsewhere

unless you've told them before to go away

 

and they are [rightly or wrongly] trying to get the money back

 

please tell us about this and your other debts.

 

dx