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Trev2020

Additions being awkward

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Hi Guys,

 

Was just wondering if anyone has had any dealings with Additions? How are they at accepting final settlements?

 

Following on from the great advice received on this forum we are going through the process of managing our own DMP (currently with Payplan).

 

Spoke with Additions today, who informed us that if we leave Payplan they will reapply interest at 39.9% APR. This is a bit of a pain as all our other creditors have raised no concerns and agreed to keep interest frozen.

 

As of today we owe them £480. I have just filled out a SAR as they added a load of charges when we were going through the process of entering into the DMP. Hopefully we can reclaim these charges and any PPI to bring the balance down. Would offering a full & final offer be an option?

 

Cheers

 

Trev

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oh and they need their wrists slapped too.

 

they are disadvantaging you by notrecognising your dmp.

 

theres an oft sheet aout that very issue somewhere

 

something about creditors frustrating debtors

when they ty and help themselves

 

dx


..

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Brilliant, I will def look for that and see what it says. Thanks again dx.

 

Trev

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