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Hi,

 

Was in Sherrif Court this am ( yes Scotland) for a PPI claim with HFC. Hfc were not contesting that the PPI was mis-sold only the fact that I was claiming contractual compound interest. Sherrif agreed with Hfc & said that simple interest was the only compensation available in Scotland & he thought that 8% was very generous. I was shocked to discover that restitution for unjust enrichment was not available to me in Scotland!!!!

 

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Hmmm...I'll flag this for input from others in the team about restitution in Scotland.

 

Did you come out the winner though with the judge saying the HFC had to pay you back and the 8% interest?


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Yes, I got all the premiums + 8% which is a lot less than I was claiming. I am so mad that HFC get away with this behavior. The way I was duped into this PPI was very dodgy. I was expecting more from the Scottish legal system!

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