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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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Identity fraud - Defaults added


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I have been dealing with Buchannan, Clark and Wells regarding 2 disputed British Gas accounts that they say are under my name.

 

Both accounts were not known by me and it may be that my ex landlord set it up under my name without my knowledge.

 

British Gas refused to listen and basically said that I am responsible as I lived at the address during the supply dates.

 

today both defaults appeared on my credit report.

 

But, this was not all that appeared...

 

2 other defaults appeared today for an address several miles away.

 

This address is just a couple of doors away from 2 others I had to get removed in 2011.

 

Needless to say, it appears I have been a victim of identity fraud.

 

Now, what in the world do I do?

 

Can these be removed?

 

How do I do it?

 

Please, any assistance would be appreciated. Thanks.

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hi PD

 

the actionfraud website has just about everything you need to sort these.

 

might be better to follow their guidance

 

however 1st port of call is p'haps the police with a crime number if this IS an ongoing issue.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi looking in as promised,

 

First put a notice of dispute on the CRA files you will have to do this with all the main agencies.

 

Formal Complaint to the Data Controller at BGs registered office.

 

Dear Sir.

 

Ref: Idenitity Fraud/ improper use of credit reference agency records.

 

I have been in correspondence with (name the BG staff you have been in contact with) regarding these disputed accounts and BG have been made aware that I am not the person who opened these accounts, and at no time have I authorised any third party to open an account for me at any address.

 

I have made it clear that I have no liability for any such alleged accounts of debt accrued on them.

 

Having checked by credit reference files I find that default entries have been made regarding an address that I have never resided at any time.

 

These inaccurate and damaging entries MUST be removed immediately and I require you to compensate me for the damage caused tomy credit profile and the inability to obtain credit caused entirely by the incompetence of BG.

 

A copy of this letter is being forwarded to the Information Commissioners Office because BG is causing defamatory data to be published on the credit reference agency files.

 

I am also making a formal complaint to your industry regulator.

 

I expect a positive response within 7 working days confirming your compliance in removing all adverse data from the files and your offer of compensation.

 

Recorded delivery. Check receipt.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Thanks guys. I've reported it to the credit reference agencies and the Action Fraud. I am also pursuing a CIFAS alert.

 

I'm not so worried about the linked erroneous address as I can prove this wasn't me. I'm more concerned about British Gas as I did live at the address during the supply dates.

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Cheers Brig.

 

Did you also notice that two other fraudulent accounts have been added to my report? Typical hey.

 

Oh, just to clarify, these are not British Gas but some mail order companies. Both of which were reported in 2007 apparently. Similar dates to the British Gas. Maybe connected??

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Cheers Brig.

 

Did you also notice that two other fraudulent accounts have been added to my report? Typical hey.

 

Incompetence at its' worst imo.

 

Get the letter sent and make the reports the indusrty regulator one is important, the ICO should take a view on this, it not for you to prove that you are not the debtor BG et al must prove unequivically that you are the debtor.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thank you. I'll get that sorted today.

 

Incompetence for sure.

No e-mails no phone call paper trail needed, if there reply is not positive, letter before action is the neaxt logical step and follow it through.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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