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Karlsen

Help required with high credit card

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Hi everyone

I am having financial difficulty now paying the ongoing interestlink3.gif charges on a £10,400 halifaxlink3.gif Mastercard which I took out as a Halifax Visa before 2000 card and they changed it to a Mastercard in 2005/6.

As I can no longer just pay the £230 per month just to reduce the balance by £5 each month.

Please can anyone give me some advice with regard to reducing the repayments or challenging the legallty of the Credit Agreement ?

Any advice would be greatly appreiated.

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Have you asked them to stop the card and freeze the interest? which should help you pay it off quicker.


If I have been of any help, please click on my star and let me know, thank you.

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the old days of the 'paperwork' wriggles are long gone sadly.

 

you you ever considered reclaiming

of PENALY fees and.or PPI?

 

got all the statements?

 

there is nothing wrong with going with one of

the free debt charities like CCS or Payplan

 

or do one yourself.

 

see the debt guide below

 

dx


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Single Premium PPI Q&A Read Here

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