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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
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Please help paying in installments


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I have received a letter from a debt collector saying i owe £50.07

 

i have asked to explain why this needs to be paid and why i have received this amount which they explained.

 

I have agreed to pay the full amount in installments

and they have said because this is such a small amount i have to pay in full

 

if i do not pay in full within the next so many days i will either have a debt collector or i will receive a CCJ with additional costs of £200

 

i know this seems a bit silly posting on here for just £50

 

i would just like to know if i am within my rights to pay in installments

 

or if they are just being awkward and using empty threats :)

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Hi xka and welcome to CAG

 

As this is not a matter of litigation (yet!) I have moved your thread to the Debt Collection Forum.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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If you want advice on your Topic please PM me a link to your thread

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Do you owe it??

 

£50, really? Are they this desperate, personally, IMO, it sounds like your being conned, who is this DCA? And what do they reckon this debt is for?

DO NOT PAY A PENNY!

IGNORE for the time being.

 

More info please.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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i wanted to cancel my car insurance which was going to cost me £77

 

i put on the tears and got it down to £30 which me and the car insurance company agreed to come out on 26th october 2012

 

never received a letter of confirmation to say this had been cancelled

 

i received a letter dated 19th October saying they had wrote to me on numerous occasions saying they had tried to take it out the account

and they couldnt (only letter i received from the company about the cancellation).

 

Baring in mind it wasnt due til 26th.

 

i then received a letter from company DCL dated 7th November saying i have a bill to pay of £50

they told me that £20 admin fee had been put on

 

i also received a letter saying if i didnt pay this i would get a ccj and an additional charge of £200 for the legal costs and fees

if i didnt pay this i would then get bailiffs coming to collect the debt

 

i rang them earlier and asked if i could pay half on friday and the other half when i next get paid ensuring them it would be paid off before xmas

the lady on the fone said that as it is such a small amount i would have to pay it all off in one go due to their terms and conditions

but would have to pay over the fone obviously with my card details which im not prepared to do i was going to send a cheque.

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Who was the Ins with?

 

And WHO is this DCA??

 

NO CCJ will ever be granted for such pocket money, they are taking you for a mug.

STOP talking to children over the phone.

 

You can't get a CCJ, you won't get £200 fees added, and you most certainly will not get any bailiffs to collect a debt, what absolute fools.

 

STOP talking to these children on the phone.

 

If they ring laugh and hang up, repeat the process until they grow up.

 

If you agreed with the Ins company to pay £30, then pay the Ins company the £30, end of.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thank you for that advice ins was with admiral i will send a cheque for £30 as im not prepared to give them my card details do u think i should send a letter explaining my payment or do u think i should just send a cheque with my reference details

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Send the Cheque direct to Admiral with your Ins reference number, a covering letter would be advantageous giving brief details and reference numbers, DO NOT send this to the DCA.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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agreed

 

ignore the powerless dca's

 

it puzzles me they are offering a dscount too

 

something smells here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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