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offer from hsbc today

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background. loan for 4000

ppi loan for 556.45

front loaded extra on monthly repayment for ppi = 15.44. total repayable = 648.41

 

Had an offer back from them today for ppi redress of 656.01 + 649.45 (8% interset) totallying

£1,305.46 took 8weeks bang on

seems about right maybe about £50 to low compared to calculator speadsheet.

Should i except this offer or should they be offering some sort of compensation on top would it be worth the dlay of sending it to FOS or should i just book a holiday. cheers in advamce for your views/ advice

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The 8% is effectively your compensation.

 

If the offer agrees with your spreadsheet or thereabouts then it sounds like an acceptance is in order.


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Bon voyage :-D


 
 

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I could be petty and try and charge them £12 for each letter i sent them. Cheers for all the info this site has given me cant undersdand the need for paying one of these muppet companies. Just gotta do my mortgage and a couple of cc's now then onto the rest of my family, my fees are of the liquid variety.

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