Jump to content


lynski3053

Me and Littlewoods

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2515 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello,

 

I have a littlewoods account for a good 8 or 9 years. I always paid it etc but I am now having trouble financially due to been unemployed.

 

I tried on 3 seperate occasions (by phone) to get my payment due date moved by 3 days to stop incuring the £12 late payment fee but was always told no we cannot change the due date.

 

I owed approx £100 on goods but now owe £245 due to the late charges. I was passed to the internal debt company NDR Money and was suppoed to pay them so much each mont by tempary payment arrangement. (This was equivilent to the minimum payment littlewoods wanted anyway). I cannot afford it so I haven't paid it.

 

Last week I recieved a Default Notice Served Under Section 87 (1) Of the consumer Credit Act 1974 Basically saying if I had to pay them 184.57 before 26/11. I called them on Tuesday last to say that I couldn't pay this amount by that date and was advised to after saying I could pay something but not all of it on the 28/11 that IF it hadn't been passed to an external Debt Collection they MAY try and arrange another tempoary payment plan.

 

Please help and advise as I am unsure what more I can do.

 

Many Thanks In Advance.

Share this post


Link to post
Share on other sites

Reclaim the £12 charges and the associated interest.

 

Fill in this spreadsheet with each charge and change the interest rate to the rate they are charging you on the account.

 

What figure does the spreadsheet give you?

 

CISheet v101.xls


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Share this post


Link to post
Share on other sites

Hi,

 

I don't think are charging me interest as I can't see it any where. Iv'e got an online account with them so will check it on there and let you know.

 

Many Thanks

Lynn

Share this post


Link to post
Share on other sites

Hi,

 

Iv'e had a look online and they only go back a year!! The charges come to £156. I can't see any interest rate tho. I think I may have to SAR Littlewoods as I don't know whats on the statements prior to this.

 

Many Thanks Again

Lynn

Share this post


Link to post
Share on other sites

Yep SAR would be a good idea I think


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...