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Hi

 

I was recommended to this site by a very excited lady who had just claimed back her PPI and won. I have taken her suggestion and logged on. Sent off for my credit reference to Experian but not really sure what i should do next so any help would be most welcome!

 

Thanks in advance

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Hello and welcome to CAG.

 

I'll move your thread to the PPI forum, where the guys should be able to help you. Good luck with it. :)

 

I'll leave a short term link here.

 

My best, HB


Illegitimi non carborundum

 

 

 

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Hi, welcome,

Do you have account detail for the ones you wish to reclaim on?


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I have had a store card from Debenhams and previous credit cards that i'm sure had PPI on them. Have requested the details from Experian because i can't find any account details as they were from quite a long time ago?

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i doubt your cra file will tell you anything

 

you need to SAR the original creditors.

 

dx


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Be aware the CRA files will not show accounts that are more than 6 years old, you may need to make a subject access request to the original creditors to get the information you need.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Your credit file may give you some clues as to who you had accounts with.

 

You should SAR each lender to get as much information on each account as you can and from the data that comes back you can start to prepare your claim.

 

Ideally you would prepare a spreadsheet t get an idea of how much should come back to you. In addition you will need to complete a fos consumer questionnaire (available from the fos website) and send the completed questionnaire and spreadsheet to the lender together with a brief letter requiring them to pay you back.


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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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