Jump to content


  • Tweets

  • Posts

    • Let me throw more oil on while we await Jase's confirmation that the appearance that he was being disingenuous was mistaken.   Does letting people run here in any way whatsoever resolve the issues in that persons own country? and would they allow our destitute skill-less people entry to their country and feed home and support them from their own resources once the people we vote for in corrupt deceitful outside influenced elections have turned our nation into a bled dry, over-crowded, destitute hell-hole of asset stripped poisoned land and starving children, whether through ideological design or ideological incompetence  ?  (ask Priti Patel for starters) ... particularly if there were thousands of children in their own country being fed from food banks?   and does allowing an open door policy to those claiming oppression mean those people will be generous good people who want to join and add to our society? (ask Abu Hamsa)   Extreme examples, and some might argue those examples knew exactly how to 'manage' in out society - but for me they do demonstrate we need to have a process that integrates immigrants into our society before we can define an immigration policy based on anything more than OUR societies economic and social needs.
    • No I didn’t done it through comparison website unfortunately 
    • To throw oil onto water   I agree in principle to a national wage but question 1 is, at what point would a migrant become eligible for it? On arrival is , in most cases wrong as it encourages economic tourism but if they are genuine refugees it’s different.   I think we all agree ,(well the three of us)  doing away with the hostile environment is a must.  It makes me ashamed to be a human being when I hear some of the rhetoric coming out of many Tories and other right wing mouths. Tell me, do you risk death in a freezer unit because you think staying in your country of origin is really good? 
    • Thank you for your reply....so I have this clear in my mind even if Barclays did now reply to their SAR they would not be able to follow it up with a claim due to being out of time ... the reason I ask is because I would like to push this firm and possibly try a case for negligence for a bit of sport as they clearly have not acted in my best interests....as they are solicitors it makes it even more interesting as a test case
    • No I posted the date of the hearing on the 27th October.   Andy said he would help once we had a date. I now have five weeks left.   Andy if you aren’t prepared to help please do let me know. many thanks 
  • Our picks

southeasternwoman

I'm new to the site, but need some help please

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2547 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi,

 

Please bear with me and I'll try to make this brief.

 

I raised a PPI complaint in April of this year with GE Money Home Lending, which is in relation to an old mortgage with First National Mortgage Company. After months of stalling on their part, GE has told me my complaint is barred under The Limitations Act 1980, reminded me that my complaint falls outside of the jurisdiction of the Financial Ombudsman Service, etc etc. They have also referred me to the underwriter for the policy, Cardif Pinnacle (I do have the paperwork naming them as the underwriters).

 

I contacted the Financial Ombudsman Service who suggested we may get somewhere with the underwriter. They are very helpful, but given their workload have advised it could take anywhere from 18 months to two years before we have a decision from them.

 

In the meantime, I have contacted Cardif Pinnacle myself because the Financial Ombudsman Service haven't heard anything from them since August. Cardif Pinnacle have emailed me to advise they have no record of me or my PPI policy on their systems. They have emailed GE to find out if PPI was added to my old mortgage loan as they have no record of any such policy ever being set up. Their feeling is that GE should be in a position to confirm whether a PPI policy was incepted and if so, why Cardif Pinnacle were not made aware of it.

 

I am doubtful GE will bother getting back to Cardif Pinnacle, but will relay my communications to the FOS.

 

Any advice welcome as I am not in a position to take them to court.

 

Am I fighting a lost cause?

 

Thanks

Share this post


Link to post
Share on other sites

I would be inclined to SAR GE money for all the data they hold on you.

 

This really would be very interesting if GE charged you for a PPI policy that they never put in place.

 

If that is the case I am sure that the regulators and others would be interested in hearing about it.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Share this post


Link to post
Share on other sites

Has GE money put this in writing?

 

It is not true. PPI claims are only barred 6 years from the time that you could reasonably have discovered that the policy had been missold or that there was some other mistake which invalidated the policy.

 

Don't pay any attention to GE Money. You have simply hit the first obstacle which they routinely raise in your path to prevent you getting your own money back.

Hopefully this will simply make you more angry and more determined to pursue them to the bitter end.

 

Have they put it in writing - and if so, can we see the letter please.


Share this post


Link to post
Share on other sites

typical GE money

they are by far THE WORST wrigglers ever

 

p's that BBC contact is going to look at them

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...