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Kirsty v Nationwide


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Hi Kirsty, I submitted my claim on MCOL on the 5th Dec deemed issued 6th Dec, so only a few days behind you. Will watch your case with interest.

 

Kirsty

Kirsty

 

Nationwide

S.A.R - (Subject Access Request) sent 15th Oct 06

Standard letter received 19th Oct 06

Statements received 27th Oct 06

Prelim letter sent 30th Oct 06

L.B.A - (Letter before action) sent 20th Nov 06

MCOL - Issued 6th December

 

Bank of Scotland

S.A.R - (Subject Access Request) sent 20th Oct 06

Letter received thanks for request, but we need account details ect, Can they not read! 6th Dec 06

Goldfish

S.A.R - sent 2nd Nov 06

Standard reply received 21st Nov 06

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Hi Kirsty, my claim was issued on Monday the 4th, acknowledged yesterday and I've just checked my balance, they appear to have paid two thirds of the money in already!!!! I can't believe it!!!

 

Thanks everyone for all your help.

Nationwide

13/10/06 - S.A.R - (Subject Access Request) sent

01/11/06 - Statements received

02/11/06 - Prelim letter sent

11/11/06 - Standard response to prelim

14/11/06 - LBA sent

17/11/06 - Standard response to LBA

04/12/06 - MCOL Issued

06/12/06 - MCOL Acknowledged

07/12/06 - Paid (almost in full)

 

HSBC

14/10/06 - S.A.R - (Subject Access Request) sent

25/10/06 - Statements received

02/11/06 - Prelim letter sent

23/11/06 - LBA sent

31/01/07 - MCOL Issued (finally!!)

07/02/07 - MCOL Acknowledged

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congratulations..........now what we gonna do for kicks eh?! lol

xx

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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I still have HSBC and that's a bigger claim!!

Nationwide

13/10/06 - S.A.R - (Subject Access Request) sent

01/11/06 - Statements received

02/11/06 - Prelim letter sent

11/11/06 - Standard response to prelim

14/11/06 - LBA sent

17/11/06 - Standard response to LBA

04/12/06 - MCOL Issued

06/12/06 - MCOL Acknowledged

07/12/06 - Paid (almost in full)

 

HSBC

14/10/06 - S.A.R - (Subject Access Request) sent

25/10/06 - Statements received

02/11/06 - Prelim letter sent

23/11/06 - LBA sent

31/01/07 - MCOL Issued (finally!!)

07/02/07 - MCOL Acknowledged

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It's funny- after you win the first one, all of a sudden you're ready to take them all on. It's strangely addictive.

 

But what happens when you run out......

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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I have Welcome, barclaycard, capital one and Abbey left

but they are all being done just to reduce the outstanding debt, so not quite so much fun. S'ok though Kirsty is buying the drinks after her hsbc one!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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If anyone runs out of their own to do...I've still got some!...lol

 

...I'll have run out of excuses to dodge the dreaded girlie shopping trips before the 2008 January Sales if I don't eke my claims out!...lol

 

Have Nationwide, Barclaycard, MNBA, NatWest, Lloyds TSB, Welcome, SLC, PPI, Business Premises Landlord and possibly Business Partner to take on!!!

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Easily confuddled?

and

Gerrof my font

;)

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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rofl

call yaself Milktrayman, but you aint a t**t eh?!

Do ya S.A.R. and stop playing with your colour pallette.

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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Sharn't so there!...lol:p

 

Have SIX years!...(unless the B*st*rds change the laws to suit themselves!!!)

 

Name me an investment that pays returns of 24.9% p.a...?!

S.A.R. is tomorrow...will save me 100% of girlie shopping costs...lol

 

...and U thought I had a soft centre eh?...;)

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lol at u 2!!!

 

Nationwide have paid another £82.84 today! Only £16 to go, probably won't get it though. I think I may fight them for every penny, lets face it if I owed them £16 they would fight me!!

Nationwide

13/10/06 - S.A.R - (Subject Access Request) sent

01/11/06 - Statements received

02/11/06 - Prelim letter sent

11/11/06 - Standard response to prelim

14/11/06 - LBA sent

17/11/06 - Standard response to LBA

04/12/06 - MCOL Issued

06/12/06 - MCOL Acknowledged

07/12/06 - Paid (almost in full)

 

HSBC

14/10/06 - S.A.R - (Subject Access Request) sent

25/10/06 - Statements received

02/11/06 - Prelim letter sent

23/11/06 - LBA sent

31/01/07 - MCOL Issued (finally!!)

07/02/07 - MCOL Acknowledged

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See how he goads me into a response?!!?

Aren't you supposed to be hanging outside ladies changing rooms somewhere?

lol

ere........You arent a aol chatter are ya? You seem familiar!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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Sorry to disapoint U dollie01...

 

Utd Vs City has priority!

 

Very serious subject for lots of people is MONEY...or should I say...the LACK of it...especially when it's lawfully ours in the first place.

The recovery of which can/will make a big difference to many people out there and help to give some of them a second chance to break out of the cycle of debt and the misery that that can bring into peoples lives.

 

The subject of the reclaiming process can be extremely stressful for some and not everyone has the capabilities to grasp all the intricacies that are needed to overcome some of the tactics that are employed by the Banks army of lawyers.

 

Methinks the odd spat of FRIENDLY BANTER helps break up the sometimes daunting legalese postedand helps show others joining the ranks that we are friendly and all human...just like them!

 

P.S. Can't type fast enough for chat rooms...am a one-typing-fingered Bloke remember!...lol...:D

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Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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What no, box of chocies delivered via hunky man in black that has scaled roof tops and dangerous rivers just to make sure they get here?!!!!!!! :(

lol lol lol

I prefer Dairy box anyways :wink:

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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It's only the thought of having to leave my box of chocs

unopened and therefore unshared that stops me!...lol...;)

 

...not the thought of having to handwash all my delicates after their submersion at all!!!...lol...:D

 

Dairy box can be a bit cheesy if U go down to the 2nd layer!...lol...:p

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