Jump to content


meg&mog

quick question please

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2520 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi Guys

 

I need a question answering can the original company you have a debt with and the DCA dealing with it can they both default your credit file for the same debt?

 

Thanks guys

Share this post


Link to post
Share on other sites

Once the Debt is sold on the OC with take theirs off and the New owner will put theirs on ;)

 

If DCA is only acting on Behalf of the OC then there wont be 2 defaults ..not that I Know of anyways ;)

Share this post


Link to post
Share on other sites

Hi Babydoll

 

Thanks for reply at the minute they are both showing exactly the same information ill check when the credit file updates at the end of the month see if they remove it :)

 

Thanks again

 

Meg & Mog

Share this post


Link to post
Share on other sites

only one default per account


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Share this post


Link to post
Share on other sites

Contact the Data Controller of the OC and request the removal ot their entry, put a notice of dispute on that entrywith the CRAs you will need to do this with all the agencies displaying 2 entries, only the DCAs entry should show.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites
Once the Debt is sold on the OC with take theirs off and the New owner will put theirs on ;)

 

If DCA is only acting on Behalf of the OC then there wont be 2 defaults ..not that I Know of anyways ;)

 

not quite.

 

the dca [buyer]

 

simply has their name substituted where the OC's was

 

they CANNOT enter a 'new' default

 

only have their name replace the OC's for the EXISTING one.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

There is a sly change creeping in here with the palcing of entries on CRA files after a sale or assignment more and more I see both the OCs and the assignees entries side by side imo this is wrong and I have written to the ICO for guidance on this today.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites
There is a sly change creeping in here with the palcing of entries on CRA files after a sale or assignment more and more I see both the OCs and the assignees entries side by side imo this is wrong and I have written to the ICO for guidance on this today.

Hi Briggs, await to hear more...


:lol:

Successfully claimed back mis-sold PPI (Barclays Bank) 2009-10 (£8500)

Ran a paid-for DMP. Deeply respect those who self-manage a DMP; it is possible to do with the help of fellow CAGGERS

Offered F&F to all my creditors. All closed out including a particularly intransigent and stubborn one - who eventually saw sense after 10 months of nonsense!

Does not condone debt avoidance but violently disagrees with the antics of debt collectors and their behavior towards the ones trying to pay. I am a great believer in what goes around, comes around. Keep up the good fight!

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...