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billybobynumeroduo

Are barclays allowed to charge £22 for using a personal reserve- ie going Overdraft

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Hi,

 

Is this another form of unauthorized bank charges? I would be very grateful if people could have a look at my letter and advise accordingly.

 

I went into my local branch and complained to manager and was shocked at how rude he was to me.

 

Best regards

 

BB

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Hi BB,

 

Barclays have been charging the Reserve Usage Fee for years now.

 

It's a fee for going overdrawn (if you have no o/d facility) or for going beyond your agreed o/d limit.

 

Unless you can get your a/c back into agreed limits, you will get hit with more R U Fees and this can lead into a downward spiral of debt..


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Hi there many thanks for your answer,

 

I will pop into my local branch today see if they will show my bank account some mercy!

 

Best wishes

 

BB

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