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    • I will revert back if i get paid the £321.00 
    • so from august 2019 till june 2020, when harvey's went bang, you did nothing to chase this up? then you wrote your first letter to creation, the finance company?   sorry i must say this story is getting mighty confusing..for want of a different word.    so how did this ultimately end in benson's getting involved?
    • I called the hermes help desk to see if they had done anymore to locate my rather large parcel, this was after submitting the online claim form. He told me they there was no chance of it being found.   I asked  if i am covered, he spoke to the claims department and came back and confirmed it was covered including the shipping cost of £21.00 so £321 would be paid back.    Nothing formal from the claim team in writing so far.        
    • It was The repair team that do work for Harvey’s. They had to come out three times in the space of four months. After the last visit in august 2019 Harvey’s contacted us to say they would replace the sofas
    • If you can spend some time reading around the threads here as I've already suggested, you will understand what we have to say about the so-called insurance cover and how it is unfair and unenforceable. Please familiarise yourself with this. Have they actually agreed to pay out on the insured value? Not only should you have the value of your lost items that you should also have the cost of the delivery as well as the insurance back. They don't care about losing a lot of business. They've got a huge amount of business and although they are the most complained about courier company in the country, I expect that 98% of their deliveries are successful. Of course when you talk about the remaining 2% of millions – it still ends up with a lot of loss parcels. The really disgusting thing is how Hermes then deny liability and try to force people to accept their losses. Most people give up but people who come here normally get their money back – but in your case afraid it does depend on the correct declared value
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Halifax, Blair Oliver and Scott and Wescot, advice please


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In Spetember 2012 the Halifax agreed to £1.00 a month payment for 6 months on my £6120 outstanding credit card balance, to be reviewed in March 2013. I have the letter from them that states this. I set up the £1.00 a month before they agreed and it has been going out monthly ever since.

 

Last week I received a letter from the Halifax to say they had passed my account onto Wescot for collection. I then received a letter from Wescot to say they were now collecting the debt.

 

I've tried to find out why my debt has been passed on to them as I have not broken the agreement. Blair Oliver said I should speak to Wescot to arrange payment. I asked to speak to Halifax, Blair Oliver said my account was no longer to do with Halifax. So I rang the Halifax anyway which was only possible by not putting in my account number on the automated system on the phone as if I did I was directed straight to Blair Oliver. Halifax said I should speak to Blair Oliver and Scott. I'm going round in circles and back to Wescot.

 

I know Wescot are only collecting the debt, the debt hasn't been sold to them. But I was wondering if this was standard practice, or should Wescot not be involved yet? Should I write to the Halifax? Any advice greatly received!

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You may already know that Blair Oliver are Halifax.

 

If Westies are only collecting on behalf of Halifax I personally wouldn't entertain them and carry on paying the original creditor.

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Oh and don't forget to reclaim any unlawful penalty charges and/or mis-sold PPI that may be on your account.

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Keep paying the original agreed amount to Halifax and ignore Wescot. They cannot do anything to you but will try to put pressure on you to pay amounts that you cannot afford. They have no power, they have no right to come and visit you or any of the other superpowers that they claim to have. Just stick with the original arrangement and you'll be fine. When the time comes up for review and if your circumstances haven't changed then keep paying the £1 but do write to Halifax (not any of the other monkeys) and let them know that is what you are doing. Wescot may try to intimidate you with threats of this and that when the time comes but it'll come to nothing - their job is to play on people's fears and they use legal sounding guff but it as real as the medical sounding stuff you hear on Casualty every week and about as effective!

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