Jump to content


  • Tweets

  • Posts

    • Most contracts are subject to the Consumer Contracts Regulations 2013 which provide that you have a cooling off period of 14 days when you make a contract online or off premises. Unfortunately there are various exemptions and insurance contracts is one of them. It's hugely unfair in my view. Obviously if the insurance cover has already started then it may well be fair – but for a contract to start and insurance cover in the future, it seems to me that there should be a right to cancel at least until the beginning of the cover. So the answer is – yes they are entitled to levy a charge although that charge has to be reasonable and to reflect their administrative losses caused by your breach of contract. £29 sounds a little bit on the steep side and you can make an issue of it if you wanted. That means that you could require them to give you a detailed breakdown as to how this reflects their administrative losses and if you felt that you disbelieve them, you could decide to issue a claim and take it to the Small Claims Court. I would say that in the event there is a very high chance that they would back down simply because it wouldn't be worth their while to defend – but you can't bank on this and it would be a risk to you.  
    • Yes please - as requested above please will you post the claim form and the judgment in pdf format
    • Hi,   I searched online for an insurance company using compare the market. Sheila's wheels came out with the best quote so I telephoned them to arrange the purchase. After I had paid out the initial amount of £70 and agreed a direct debit I then cancelled my soon to expire Insurance policy. I immediately received an email from that insurance company informing me I no longer had my no claims bonus due to an accident last June. I telephoned Shelia's Wheels to explain that I had made an error, instead of 3 (which I had put on my original agreement), I had now been informed I had none. They put the policy up by another £300, so I asked to cancel. They now want to charge me 29 pound something for cancelling. I made the mistake with the no claims bonus because compare the market keeps a record of my information & this was what was in that information about me, including the date of my accident.    Do they  have a right to charge me? My insurance would have taken effect on the 15th November 2019.   Thank you.
    • I'm on happy pills (anti depressants) but they aren't cutting the mustard anymore and I do need to see my GP soon to see if he can help in anyway. With regards to gambling it's so complicated; through my life I have made money (as well as having had some jobs)  being a "professional gambler" (gambling where the odds are in your favour - think card counting for example, fruit machines years ago for a long time.... Other things.) But I've also been totally compulsive at the same time. It;'s so entrenched in my psyche that it's hard to imagine just giving it up totally. I also have drug issues that have plagued me and it's a shame because I am fairly intelligent and could have been successful in life in theory but mainly due to those two things (and not really having any drive, ambition, whatever... I could go on and on but this isn't a therapy forum :P) I've not managed to. I'm 36 by the way. Cheers
    • Oh I just remembered I have a long defaulted account with Halifax balance approx £3700 I believe (from around 2015) but they aren't chasing me for it or anything. It was actually over £5000 but they refunded me a load of unfair charges (their words)  This does however push me over the £20,000 limit for a DRO I think?  
  • Our picks

RugbyPete

Part time mum, forced to work On-call, no remuneration

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2546 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My girlfriend is getting a lot of hassles at work for having to work on call at weekends.

 

I work on call but i get paid for it, paid for disturbance then paid a rate for the time i work on incidents

 

She collects the work phone friday night and drop sit back monday morning, compensation regardless of workload is 1 day in leu. She cannot leave the house.

 

She also works part time, so as the others get a full day off she just gets 1 half day.

 

Its becoming a real pain for no reward, she got called at 3am and 4am the other weekend, waking all the kids in the house. This weekend shes working, so shes going ot have to keep the kids indoors for two full days, its just not on.

 

Her contract states she may be required to work saturday 8-5pm and on call sunday.

 

Is a new job the only way out?

 

My initial response has been "work until 5pm, turn off the phone until sunday, or get out of it because you have kids and get two half days off." If she has to work on a call for an hour, surely she must be paid money for the time shes working on it, as this is clearly restricting her free time?

Share this post


Link to post
Share on other sites

Sorry to hear that. Do post if you need any help now that he has lost her job. There are lots of people on here that have great advice.

Share this post


Link to post
Share on other sites

Its likely she'll now want dismissal advice... I know for a fact they dont play by any rules other than their own and have no idea about employment law

Share this post


Link to post
Share on other sites

How long was she employed for?

 

Sorry I missed this post first time around!

Share this post


Link to post
Share on other sites

Shes been there a year

 

Well rang ACAS today... they said unless its in the handbook or contract, and so agreed to the terms, she cannot be laid off with reduced pay (as they have done).

So, theyre in the wrong, but shed have to go in Monday with a complaint letter saying "thanks, but no thanks, im staying".

 

Or she accepts it and gets out of the job, get the benefits and find a decent place to work (she hates it there)

Share this post


Link to post
Share on other sites

They also said they dont intend to call her in for work over the next 3 months...at which point she can claim redundancy, going by the same website it says she can claim redundancy after 4 weeks on the trot... they dont know this, they think its after 13 weeks but thats presuming you go in at some point to work (max 5 days)

Share this post


Link to post
Share on other sites

Hello there.

 

Just to check please, you have two threads running, are they about the same subject or different ones please?

 

HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...