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Endeavour PPI reclaim help


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Has anyone had any luck with Endeavour at all???

 

I had a loan out with them sometime ago which was cleared within a year,

 

however a nice fat chunk (over £4k) was added as insurance which was useless due to me being self employed.

 

I contacted the FOS earlier this year and they also told me for some reason to contact HFC regarding this the claim,

which put me off doing anything as I can't link HFC to Endeavour...

 

But I really could do with getting that amount back...

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ownthread created

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Hi I posted on here a while ago about my PPI claim.

 

I had a loan out with Endeavour Finance in 2004.

 

It was organised by Norton Finance with the PPI through Hamilton Insurance.

 

At the time I was a director of my own Ltd company and the guy that did all the paperwork told me I was covered, but I wasn't.

 

I started a claim for the PPI with the FOS in 2009.

 

About a month ago they finally put it through to an ombudsman.

 

Two weeks later I received a letter from them telling me they won't do anything!

 

 

what I want to know is,

 

can I actually do anything,

 

or do I have to now give it all up?

 

The PPI was £4650 in total and was added to my original loan...

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post up the FOS letter please

 

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

you can click on your links to check them too!

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

merged and name removed

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

oh what a web HFC weave.

 

hamilton life were solely owned and run by an HFC director from day one.

 

so I believe were nortons

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

So, do i gave a chance of getting anywhere?

 

I'm very perplexed regarding it all at the moment and

 

with what the fos said, its put me off doing anything.

 

But I'm getting desperate now.

 

Last few years have been horrendous.

 

I need to speak to a specialist about mortgages as well...

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start a thread in the mortgage forum then.

 

we can help.

 

as for the HFC bit

 

i'll let IMS21 comment on your next move.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I wouldnt know where to start with investigating anything, i left it all in the hands of the fos as i thought it was a clear cut case. Didnt expect it to be dragged out over 5yrs...

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Well, I've done that and it seems that there have been a couple of others on here that have had the same problems with the same companies. They've obviously not gotten anywhere due to the times that the loans were taken out. So I guess there is nothing more I can do.

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it is a convoluted web that these people [all HFC and their ex staff and ex directors]

weave to deter people from reclaiming PPI.

 

imho I would if you have not

send the claim to nortons.

 

what to date have you done?

who did you send what too

before you went to the FOS?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have only been to the FOS as that was the place I was told to go straight to back in 2009.

 

I believe from reading what I have in here, Norton Finance went into administration some time ago now.

 

The FOS have been in touch with Norton,

Hamilton (the insurers)

and HFC (they bought or already owned Endeavour).

 

All of them replied back to FOS to say that it was nothing to do with them.

 

Looking at things now perhaps I should have hassled Norton years ago from the start.

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