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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Tax Credit Review letter what happens next!!!


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Hi

Recieved a letter from HMRC last Saturday saying that my tax credit claim for 2011/2012 was under review..Basically i've been extremely foolish and very sorry for what i've done..My husband left me in May 2010 for approx 4-6 months he was having an affair..So i claimed as a single parent which i was,but we never changed bank accounts,mortgage and all his mail was still being sent to my address..The affair didn't last long and to cut a long story short he moved back in with me.. A few months before my husband left me i had a nervous breakdown and i'm still on medication for it now..I know i should have let HMRC that my husband had moved back in but i was so frightened that the money worries we had would make me have another breakdown..I'm so frightened of what will happen next i've phoned the number on the letter for 2 days and spoken to numerous people who said they would make a note on my file that i've rung them..I've written them a letter to tell them why i've done this, how sorry i am, and willing to pay every penny back to them..So frightened of what will happen next can anybody help me i'm in a desperate situation...Thanks

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Hello there, welcome to CAG.

 

The most likely outcome is that HMRC will want their overpayment back. They should allow you to do this by paying it back in instalments. Given what you've said I would imagine it's highly unlikely that they will look to prosecute.

 

You can find a little more general info here:

 

https://www.gov.uk/benefit-overpayments

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Hi nothing will happen to you, i know because i had an incident back in Feb , which made me very ill with worry, dont worry and i mean that , you will have to pay any over

payment, and they will set up a payment plan.

You tell them what you can afford every month, no interest is charged, you wont go to court or prison, so please stop worrying and get on with things as well as you can.

Folle x

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Hi i'm wondering if you can help! Iv been informed by my childs nursery that tax credits have contacted them requesting information about my children etc. however I haven't received any compliance or review letters from tax credits to.say they are checking my situation. What will happen next? What do I do? Do I contact tax credits or just leave it? I can't understand how other have recieved letters and I haven't

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hi Gemziewoo

Try not to worry, i know it is hard, but like people have said, you will not end up in court, my letters took ages to sort, from when i got the letter in jan , i did not start paying back until august,

sit tight and you will get everything sorted.

take care

Folle x

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no they stopped my payments , it took ages for different departments to get back to me, i have an old thread on here about tax credits did not believe that my daughters dad was living elsewhere and he was in london, but only renting a room, had no tenancy agreement etc, so ended up paying an overpayment back, i had to send in bank statements on all accounts , car documents, utility bills,

etc.

i wish i had appealed against it but this made me so ill, i just wanted it sorted. i paid a lump sum back and the rest in instalments.

have you sent anything in yet.

Just do not worry as it really is not worth it , easier said than done i know. folle x

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sounds like your case was a bit different, they only stop it when they have asked for statements etc, and looked into things.

hope you get it all sorted soon. i know where you are coming from and this forum is brilliant for advice , helped me no end.

folle x

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yes they will get in touch, do u think you have much to payback, reading different threads on here, they all seem to work out in the end.

any money you pay back no interest is charged , well wasn't in my case.

folle x

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they may not stop your payments, by reading alot of threads alot of them are partners that have parted but still have financial ties etc, i am sure you will be fine, for you it might just be a routine check x

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  • 1 month later...
Not sure I think I may have abit to pay back but I will have to wait and see. Im more concerned that they will stop my payments x

this is happening identical to me cant prove where husband was lodging....how much did u have to pay i think mine will be about nine thousand before any fine xxx sorry to ask a persoal quest

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hi i have replied to one thread, stop worrying , i know it is hard and i went through what you are going through this time last year and believe me it is not worth it,

when you receive your letters, just gather all your information and send it in , i dealt with an awful lady who i complained about, but reading some threads most people are fine.

HMRC will not prosecute you, tax credits etc , are not tough , all they want is their money back.

So please stop worrying, i dont know if you have read my thread from a year ago but you should, what i went through was not worth any of it.

I was in your position and you will get through it,.

Folle xx

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