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    • I don't know how it works where you are but generally watersure tariff is capped at about £37 a month regardless of how much water you use, having a look at your area on the net it is about £438 a year,.do they ask you by letter  yearly or every 2 years to send them info to confirm you still meet the criteria to get watersure tariff, if you don't send it to them  they will put you on standard tariff. 
    • Hi Papat and welcome to CAG   Find one of my drafts on another thread and adapt it to say :-   I cancelled due to relocation to go to Uni and could not use the gym any more.   I now realise I should have given one month's notice and paid a final month's fee.   I'll pay this if you accept my  offer within 14 days but the offer will be withdrawn if you demand any more.   Put a draft here for checking first if you want.   Send the  letter to Harlands in Haywards Heath and get a free Cert of Posting at the PO
    • Name of the Claimant ?  Hoist Finance UK Holdings 1LI   Date of issue – 11th Nov 2019   Particulars of Claim   What is the claim for – the reason they have issued the claim? The Claim is for the sum of £2722 arising from the Defendant's breach of a regulated consumer credit agreement referenced Under no 4929421509954002 The Defendant has failed to remedy the breach in accordance with a Default Notice issued pursuant to ss.87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd (EX BARCLAYCARD) Written notice of the assignment has been given. The Claimant claims 1.The sum of £2792 2. Costs   What is the total value of the claim? £2977  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, possibly more than once. This claim form has been sent not to my actual address but to a friend's house who lets me use their address for post. I had to do this as I had a lot of post go missing at my own address a few years ago. My address on Clear Score is different and my actual address. I don't know how they got this address.   Did you inform the claimant of your change of address? No, I'd never heard of Hoist Finance before Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card bill   When did you enter into the original agreement before or after April 2007 ? I genuinely don't know although according to Clear Score it was in 2010   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't know   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? It's on clear score both as Barclaycard and Hoist. The Barclaycard debt it £0 but the Hoist debt is £2792   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. I assume it's a debt purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? No, I don't remember receiving a notice of assignment.   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not that I remember   Why did you cease payments? I couldn't afford to pay the minimum and hoped that as the amount wasn't huge they might disappear   What was the date of your last payment? I think it was July 2014 but it might have been May 2015.     Was there a dispute with the original creditor that remains unresolved? Not to my knowledge but it was so long ago I have no idea what the debt is for or how much of it might have been late/missed payment charges.   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No I did not I've never had a claim issued against me before. Due to my profession it is imperative that I do not get a County Court judgement against me.  Please help with what I should do.  Thank you all in advance.
    • @Jase1982   I have been trying to get up to to speed, and struggling   "Unite general secretary Len McCluskeytold the Guardian that Labour had to win over the party’s traditional working-class supporters with by promising to end free movement of workers - migrant Labour from Europe - after Brexit."   Labour declares a completely stark raving mad open door to anyone and everyone   Immigration was and still is THE big issue driving Brexit (but Corbyn is of course a Brexiter)   Corbyn promises a new Scot ref, then doesn't then hums and hars.     So what actually is happening?     Corbyn declares he's in it for all voters - but seems to mean he wants to ostracise most voters (biggest issue driving Brexit) and bring in new voters who might vote for him in gratitude despite not knowing who he is and probably not caring, and hopes some of them might be nurses.   Cluckskey wants to end (EU) free movement or workers? So where is he on the open door policy - (Theres apparently 40-60,000 none Turk ISIS looking for a new home ...)     I cant make any coherent sense of it whatsoever. Bonkers.   correction: Only sense I see is keeping everyone at each others throats to prevent them seeing the real problem - Corbyn and his quite small cabal of left wing loons ‌
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Mirraluka

Electronic Arts also STEAM/ will not allow me to resell my PC games.

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I am new to CAG's but not forums! My problem is this I have numerous PC games that are fairly expensive some of my games have to be registered via the internet when loading a new game onto my PC (I Never Play online games MMO's) you have to put in the CD key code,once you have done this with Electronic Arts and STEAM, then i can never resell my PC game because it is registered to me,so when i have played my games and they become useless to me, in the past up to 1 year ago i sold my used games on Ebay no problem,Now both company's named above have stopped people reselling their games,i find this totally unfair because these games are my property purchased from the High street and via the internet as well,there is lots of legal jargon in the Terms and conditions but that doe's not help me,i have been intouch with Watchdog and i have had no reply this was 3 months ago,i am 65 years old and these people are treating me unfairly because you can resell other Console cd's and purchase these games in the High street store GAME,now game is a great company i have been with them for over 10 years,i have been in contact with Electronic Arts also STEAM but the replies are the same i cannot resell my games if i do i am breaking my Terms and Conditions, also both companys will not let the second hand purchaser register that game, so once again they have closed of the second hand markey for PC games registered to Electronic Arts also STEAM.

 

Has anybody got any answers to this country wide issue..Please do not suggest court action i do not have the money thats why i contacted Watchdog and they have ignored me.:mad2:

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I can't recall the specifics, but I do recall hearing about the EU ruling in July that systems like Steam had to provide a way for users to re-sell their licenses.

 

I can't link to the websites at the moment as I'm at work and they're gaming websites, but just put this into Google, 'EU forces steam to allow re-sale', and you'll see a few articles about the ruling. It may not have taken effect yet though.

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Thank you very much Maxxpower for this helpfull information i would hope,its a real chronic situation not being able to sell your unwanted games we are in the millions PC gamers and this situation should not be able to stand.i will get back to this post when or if i find any usefull information.

 

Kind Regards.

Mirraluka.

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Even before the EU ruling I seem to recall there being a way to get Valve (owners and operators of Steam) to disassociate the game from you but you had to send off the DVD to the States which is of course not possible with downloaded titles.

 

EA, Warner Brothers, Ubisoft, MS and others do a similar thing with the console games, for example with Mortal Kombat and Tiger Woods' PGA Tour you get a pass code to enable online play but this registers against your online profile, if you sell the titles on the next person has to pay for the feature.

 

The argument they give is that they are trying to recover the development costs and costs of running the servers and other backend infrastructure.

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