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I have recently receieved documents as a result of a SAR. Amongst the documents I have the Underwriting Sheet.

On the form in a box marked '% Equity' box are the abbreviations OMV, ERRP and the term 'Net of PPP'.

They appear as follows:

85.00 OMV 84.55

ERRP 89.42

Net of PPP 84.55

Can anyone please explain (in fairly simple language) what the abbreviations and the term 'Net of PPP' mean please? I am particularly interested in the Net of PPP but any help would be appreciated. Thank you.

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No idea at the moment.

 

Which company is it?


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Nope...still nothing comes to mind....can you post it up?


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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they 'should' in the SAR provide a guide to their abbreviations

 

dx


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I took out a loan in 2002. The broker was HFS Loans Ltd. The lender was Igroup Mortgages Ltd (now GE Money).

I subsequently got PPI cover through MMS Ltd which I now realise I did not need.

I have sent a claim to Igroup who have replied saying they have no record of PPI being associated with this account.

They say that whilst GE Money provided the finance for the loan, they did not sell it to me. 'This was taken out through Capital One Home Owner Loans Ltd' who they state are no longer trading and that I would need to identify and contact the company administrators to make any claim.

I have obtained all the paperwork from GE Money and there is no mention of Capital One Home Owner Loans Ltd.

Who should I claim from? I am totally confused.

Any advice would be greatfully received. Thanks.

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moved to the ppi forum

 

you'll find this is the std ans on any ge money ppi claim

 

 

and as its igroup we've had successes too.

 

you need to question them regarding section 56 of the cca

 

type in ge money in our search

and have a read up

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Further to the above.

I have now found out that the PPI was arranged through HFS (taken over by Capital One Home Owner Loans Ltd) who no longer trade.

I have an Igroup form signed by me to say that I do not require PPI so I do not understand or remember why I have it through HFS unless they insisted I have it in order to get the loan.

I have the underwriting sheet which shows that Igroup paid a £1000 broker fee.

Do I still have a claim against GE Money (Igroup) or what should I do?

The underwriting sheet dated May 2002 states 'unregulated'. Does that make a difference to anything?

Thanks.

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yes go get em

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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This was an unregulated re-mortgage of approx £45000 in 2002. Does this make a difference?

Any thoughts appreciated.

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go try

 

unknown

 

still doesn't excuse PPI mis-selling

 

there are NO get outs for them

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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