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dallingtribe

eviction getting stopped

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help with evictions want to stop tha eviction, awaiting the date what to do in the mean time, received the form n244 need help in how to fill it in what to put, kensington are having none of listening to any payment plan in place being sinse middle of october.

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dallingtribe: please search "Kensington" there are numerous threads on this. Be certain to include a statement of income & expenditure with your N244.

 

Have you detailed any arrears charges (@£50 per month)?

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yes i have added a income & expenditure form, i asked kensington for a list of what missed payments we missed, also how many £50 monthly fees they have added on to the arrears i was told i at to pay £20 for the information & wait up to ten working days, sinse 23rd of october untill today i have spoken to 15 members of staff i have tried and tried to get the plan back in place, i have paid the default amount up sinse the solicitors letter received in october, but kensington will not listen, my circumstances has changed with more coming in,i have also provided them with that information and still no, worrying isnt the word.

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yes i have added a income & expenditure form, i asked kensington for a list of what missed payments we missed, also how many £50 monthly fees they have added on to the arrears i was told i at to pay £20 for the information & wait up to ten working days, sinse 23rd of october untill today i have spoken to 15 members of staff i have tried and tried to get the plan back in place, i have paid the default amount up sinse the solicitors letter received in october, but kensington will not listen, my circumstances has changed with more coming in,i have also provided them with that information and still no, worrying isnt the word.

 

Have you looked through the other posts on filling in a N244? I would urge you to take care and attention to this.

 

Have you got an eviction date? You will need to file your N244, financial statement(s) and associated witness statement(s) with your local court promptly once Kensington has an eviction date.

 

You should consider what additional monthly payment would be necessary that the arrears were repaid in full before the end of the mortgage term: if your arrears were, say 4,800 and there are 48 months remaining on the term of your mortgage then you need to pay a minimum of an additional £100 per month. This is what you must demonstrate that you can do via your financial statments. You should specifically refer to "Cheltenham & Gloucester V Norgan" as precedent in your witness statement.

 

You can send Kensington a SAR request and £10 and they will give you the information you require. In terms of the outstanding arrears Kensington will have provided you with the arrears amount.

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You will find instructions on how to fill in the N244 and write a statement in the guide here : http://www.consumeractiongroup.co.uk/forum/showthread.php?325527-CAG-guide-Are-you-facing-eviction-or-repossession


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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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no i we have not received an eviction date as yet, i am going to a solicitor tomorrow with helping filling in the form, i have filled some in, & wrote out a statement why we need the courts to suspend the eviction, i have made 16 telephone calls plus 3 letters to kensington to except the offer we are offering, will ring them up once again in the morningm most of the arrears are to do their excessive fees, as soon as this is sorted i will be tryin to re-claim any charges back, this will be the 1st try in suspending the eviction do it all depend on the judge on the day or do most judges suspend on the 1st hearing ?, i have been making payments to them.

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no i we have not received an eviction date as yet, i am going to a solicitor tomorrow with helping filling in the form, i have filled some in, & wrote out a statement why we need the courts to suspend the eviction, i have made 16 telephone calls plus 3 letters to kensington to except the offer we are offering, will ring them up once again in the morningm most of the arrears are to do their excessive fees, as soon as this is sorted i will be tryin to re-claim any charges back, this will be the 1st try in suspending the eviction do it all depend on the judge on the day or do most judges suspend on the 1st hearing ?, i have been making payments to them.

 

As you are seeing a solicitor tomorrow he/she will be able to better advise you than I possible could; good luck!

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Hi

 

Always check that Kensington has complied with the Mortgage Conduct of Business Rules because they don't usually

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