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Befor I get excited.............


Guest Another Spartacus
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Guest Another Spartacus

Just had a letter back from FOS about my claim about MBNA and PPI claim.

 

Their intial assessment of my case is that they are upholding my complaint and MBNA have 28 days blah blah blah etc and that they have untill 6th of December to either;

 

Agrees to settle the complaint as we propose or

 

Would like to make a different offer or

 

Does not agree with the settlement

 

Has anyone EVER had success and won their PPI claim or will MBNA just refuse to play ball or is it just a forgone conclusion and can I open the champagne now please.

 

Thanks for taking the time to read or respond to my questions.

 

x

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  • 1 month later...
Guest Another Spartacus

I contacted FOS way back in May 2011.

 

Also just received the same confirmation from FOS re a Barclaycard PPI claim which they have also upheld in my favour.

 

It will be interesting to know which one of the two pays out first, or, pays out full stop! :-x

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  • 2 months later...
Guest Another Spartacus

Quick update

 

Had success with Santander BHS store card PPI where I was refunded £700

 

Also Barclaycard have offered, as a gesture of goodwill, £11345. Which thay have said I will receive in the next 8 weeks. Brilliant.

 

The final PPI claim for an MBNA credit card is still ongoing.

 

Having spoken to FOS where I was advised that MBNA are very busy as to why the December deadline has not been met.

 

They have suggested that I just 'wait and see'

 

Now then, MBNA sold the debt to Aktive capita in November 2012, even though I had been paying £100 per month as agreed by MBNA.

 

I questioned FOS about this as I had my suspicions that MBNA sold the debt because the PPI claim is huge, almost £30,000.

 

Thoughts anyone.

 

Should I contact MBNA myself or get in touch with Kapita

 

Any advice gratefully received

 

Lola xx

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Guest Another Spartacus

Hi IMS

 

I was asking fellow caggers if they would recommend chasing the claim up.

 

And if so, should I contact MBNA or Aktive Kapita who have bought the account from MBNA

 

Thanks Lola x

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Guest Another Spartacus

Thankyou so much for that information ims21, I'll be phoning them ASAP

 

I will also keep you informed

 

Lola xx

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Guest Another Spartacus

Recieved confirmation from FOS today that MBNA have agreed to make a gesture of goodwill payment for PPI.

 

Lets see how long it takes to receive the refund.

 

I received a cheque from Barclaycard yesterday for just over 11K PPI.

 

That just HAS to be a record, as they refunded in less than 2 weeks from FOS letter.

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