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Guest Another Spartacus

Befor I get excited.............

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Guest Another Spartacus

Just had a letter back from FOS about my claim about MBNA and PPI claim.

 

Their intial assessment of my case is that they are upholding my complaint and MBNA have 28 days blah blah blah etc and that they have untill 6th of December to either;

 

Agrees to settle the complaint as we propose or

 

Would like to make a different offer or

 

Does not agree with the settlement

 

Has anyone EVER had success and won their PPI claim or will MBNA just refuse to play ball or is it just a forgone conclusion and can I open the champagne now please.

 

Thanks for taking the time to read or respond to my questions.

 

x

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Yes there are successes with MBNA.

 

Have a look at the success sticky in the PPI forum for links to MBNA cases or use the site search facility which should bring some up.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

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When did you originally contact the FOS. I'm curious to know how long it took them.

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Guest Another Spartacus

I contacted FOS way back in May 2011.

 

Also just received the same confirmation from FOS re a Barclaycard PPI claim which they have also upheld in my favour.

 

It will be interesting to know which one of the two pays out first, or, pays out full stop! :-x

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Check your MBNA figures when you get them as they are doing something very perculiar with settlements.

 

Check the MBNA sub forum.

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Guest Another Spartacus

Quick update

 

Had success with Santander BHS store card PPI where I was refunded £700

 

Also Barclaycard have offered, as a gesture of goodwill, £11345. Which thay have said I will receive in the next 8 weeks. Brilliant.

 

The final PPI claim for an MBNA credit card is still ongoing.

 

Having spoken to FOS where I was advised that MBNA are very busy as to why the December deadline has not been met.

 

They have suggested that I just 'wait and see'

 

Now then, MBNA sold the debt to Aktive capita in November 2012, even though I had been paying £100 per month as agreed by MBNA.

 

I questioned FOS about this as I had my suspicions that MBNA sold the debt because the PPI claim is huge, almost £30,000.

 

Thoughts anyone.

 

Should I contact MBNA myself or get in touch with Kapita

 

Any advice gratefully received

 

Lola xx

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Guest Another Spartacus

Anyone please

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Sorry...not quite with you...contact MBNA or AC about what?


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Guest Another Spartacus

Hi IMS

 

I was asking fellow caggers if they would recommend chasing the claim up.

 

And if so, should I contact MBNA or Aktive Kapita who have bought the account from MBNA

 

Thanks Lola x

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For the PPI claim you should be putting pressure on MBNA. It is they who are responsible for settling the claim.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Guest Another Spartacus

Thankyou so much for that information ims21, I'll be phoning them ASAP

 

I will also keep you informed

 

Lola xx

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Guest Another Spartacus

Recieved confirmation from FOS today that MBNA have agreed to make a gesture of goodwill payment for PPI.

 

Lets see how long it takes to receive the refund.

 

I received a cheque from Barclaycard yesterday for just over 11K PPI.

 

That just HAS to be a record, as they refunded in less than 2 weeks from FOS letter.

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