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Would you give a debit card to an eight-year-old?

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From today, children as young as eight will be able to use a debit card to shop online. The prepaid Visa card can also be used in selected shops and to withdraw cash, although parents will be able to set controls. Is this a good idea?

 

Link:http://www.guardian.co.uk/commentisfree/poll/2012/nov/15/debit-card-eight-year-old


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when I looked at the link over *) were saying they would not give a debit card to an 8 year old.

 

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http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

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As long as I kept possession of the card and it was only used under supervision, yes I would. it's how the world works nowadays, and just like regular money it's never too early to start learning. I wouldn't have an 8 year old wandering round with one in their pocket, though.


"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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Okay so a school bully grabs the 8 year old and demands that they draw cash otherwise they will be beaten up. 8 year old complies! IMHO it poses dangers for young children.

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That's the exact reason I said only if it remained in my possession and didn't leave the house with the 8 year old. I agree that things like that could be a problem if kids are allowed to run round willy nIlly with them.


"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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It's not as if it is an open visa card,it will only have money there that has been added such as pocket money. Although i think 8 is too young it is down to the parents. Sadly there are far too many bad parents out there.

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I also think that some kids may think that when they see mummy or daddy's card lying around it will be okay to use it as more than likely they will know the PIN number.

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Make sure they know it's definitly not ok to use cards they find lying about! :)

 

actually, this is exactly the type of reason I think it's a good idea - it's the perfect opportunity to teach children about why it's important to keep your cards and pins secure and not to share them with anyone else.


"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Parents trust their children not to do wrong, but are they wrong if they use your card not knowing the consequences. A lot of kids probably are not very good with basic maths at that age never mind savvy and may spend the money buying junk because they can buy it. I think it is very irresponsible of the banks to issue to cards to any on under 16 years of age even if it is a pre-pay card. The next step is a credit card and debt and even more debt!

I am a traditionalist and IMHO you should not be able to get into debt until you had attained the age of 21. By the time you are 21 and have had to save money for your first car, you will be more money savvy and avoid the pitfalls of debt that a lot of us had to endure because debt was so easy.

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