pounds to pocket

[press]

hi , i have loan from pounds to pocket and have given around 7 installments but due to financial difficulties i cant pay the same amount , whts the best way to break the rest 5 installments into 10 or more ?

[honeybee13]

Hello and welcome to CAG.

 

I'll move your thread to the payday loans forum in a moment and leave you a short term redirect from here.

 

My best, HB

[press]

thanks HB

[PDLVictim]

Hi Press,

 

What PoundsToPocket usually agrees to is

1) move one rate to the end of the agreement (which gives you 30 days breathing space)

2) if you come towards the end of the agreement pay the last rate in up to 6 instalments

 

Both can be agreed over the live chat or per email (if live chat keep a copy of the conversation)

 

If you already foresee that neither of the above will help you, as you have financial difficulties, then I would go down the following route:

1) First secure your money, i.e. you might "lose" your debit card so you get a new one and also write to your bank that you do not agree to any CPA from PoundsToPocket or CashEuroNet. Cancel also any direct debits PoundsToPocket might have setup. Also monitor your account as they might setup the direct debit again

2) Inform them in writing that you are unexpectedly in financial difficulties which are long-term and that you therefore will be unable to keep up with the monthly repayments. State that you are willing to repay your debt and therefore offer them a repayment plan for the outstanding today's balance over 12 months under the condition that they freeze further charges and interest.

[Sillyboywyn]

Or do what i did and offer them 50% as a Full and Final settlement, and then pay that! \obviously this means you have to have the lump sum available.

[quackquack]

POUNDS TO POCKET ARE QUICK QUID ALSO:-x

[munmum]

1) move one rate to the end of the agreement (which gives you 30 days breathing space)

 

No they don't, they tell you they will, then sneak into your account and leave you with nothing.

[munmum]

POUNDS TO POCKET ARE QUICK QUID ALSO

 

Yes they are.

[thundy]

They also harass you from international numbers if you are late in paying. If, like me you dont answer international or annonymous calls, it can lead to... difficulties