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Charges on an Abbey mortgage from 2004 - 2007

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I had a mortgage with Abbey between 2004 and 2007. In that time I lost my job and subsequently our home. I borrowed £50,000 but by the time the house was sold I owed them almost £55,000 with missed payments, charges, interest and suchlike most of which were accumulated in the space of only 6 months. I have absolutely none of my statements or paperwork as it all seems to have been lost when we moved.

Can I claim back the charges and if so, how far back can I go? Obviously some of them will be outside the 6 year limit. What do I have to request from them as all I have is my name, address and the address of the house the mortgage was on.

Any help greatly appreciated.

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read the linked articles about mortgages which will tell you about what charges are allowed

you can go all the way back to 2004 and beyond.

Start off by sending an SAR to get historical info.




Sent from my phone

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