Debt affects PPI claim?

[blackleyblue]

Hi guys,

 

in a nutshell not had credit for appx 5 years since iva failure and appx 60k worth of debt.

 

Heard very little from creditors since and advice has been let sleeping dogs lie and deal with any chasers on an individual basis.

 

At moment only 2 debts outside of iva for 2000 each are sporadically chased.

 

1 lloyds tsb and the other DSS.

 

Lloyds is appx 7 years old and DSS around 8 years.

 

We have obviously had credit in the past and wonder if we try and reclaim any ppi charges via one of the many firms offering their services will we just kick over a hornets nest

and start the chasers?

Advice please,

 

thanks

[dx100uk]

no you wont harm any thing

 

however

 

i would not lose +30% of your claim by using a CMC

 

do it yourself

 

very easy

 

see the links below.

 

if your debts are more than 6yrs old

 

they are statute barred..

 

dx

[blackleyblue]

are u sure? i really dont wont to start this off knowing about failed iva and outstanding debt unless sure, thanks

[dx100uk]

how about looking at what 'they' see about you?

 

get your CRA file.

 

dx

[blackleyblue]

unsure if i get a credit report that then sparks off the debt chasers, is there an easy way to find out if i am owed any potential charges or see if i had an loans with ppi?

[blackleyblue]

how do i find out if they are now statute barred?

[dx100uk]

unsure if i get a credit report that then sparks off the debt chasers, is there an easy way to find out if i am owed any potential charges or see if i had an loans with ppi?

 

old wives tale

dx