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bank of ireland mortgage charges

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Hi there - I had a mortgage with Bank of Ireland UK, in 1995. Due to the birth of my daughter in 1997 I took a 3 months holiday on my mortgage only to find out that this hadn't been processed properly therefore ending up paying charges etc.


Can I claim this back as it is 15 years ago? Same as with credit card and I am sure I had a loan that I had to take out to clear these same "mortgage arrears". Mortgage redemption that I had to pay even as it was outside of the term! Is this correct?

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