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Help I'm in a mess. Should I ask to see orignal signed contracts and if so how?

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I have multiple credit accounts dating back 12 years that I'm constantly getting into trouble with.


I've just been issued a CCJ from MBNA and am currently filling in a form to request a low monthly playback.


My question is should I as to see my original signed documents,

some of these accounts have been passed from one debt collector to another


if I do ask would I ask,

the current company who's chasing the debt?


If the can't find the documents what would happen?


I'm in a situation where I feel I'll be paying these debts forever.


Also I have been issued the CCJ

but it hasn't yet showed up on my credit file.


How long does this usually take?


Many Thanks.



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hi bamn


i'd start a new thread in the legal forum regarding the CCJ with MBNA

[or is it just a claim form at this stage.]


as for your other debts


i would get a copy of your cra file


see below


noddle is free


can you also please list your debts and whom you currently pay.




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