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virgin media and credit reference agencie

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Hi All

 

Last month I contacted virgin media about having their tv and internet put in my house.

 

The person I spoke to said yes I can have it but I have to pay £145 that I owe them first ?

 

 

In 2003 I switched from VM to SKY because they offered me a better deal,

now at the time I was fully paid up with VM and didn't owe them anything when I closed my account..

 

I told the person that I didn't owe them anything and therefore didn't continue with switching back.

 

Today I have just signed into my credit file and VM have put it on my file

it is in the green saying account is open yet I don't owe it,

 

it's been 9 years since I was with them and I've been living here for about 14 years now,

 

yet I have never had any debt collector get in touch either which if I owed what they say then why not ?

 

Thanks for looking hope someone can help with this...

 

Regards

FL

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Sounds like they haven't registered it as overdue on your report at this stage. Suggest you raise a dispute with whichever credit reference agency you got your report from. They will mark the entry as disputed while they contact VM for you.

 

James Jones

Experian

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Contact Virgin Media data control department and dispute the entry.


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Hi

 

Thx jamej and brigadier2jcs is there a template letter for the data controller dispute thx again.

 

Regards

FL

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9yrs!!

 

i think you need to SAR them

 

if its all PENALTY charges

 

then they are on VERY dodgy ground.

 

they cant just decide to put a debt from 2003 on you CRA file

 

ok even when SB'd the debt still exists.

 

but that does not allow them to report on it now

 

ICO complaint ASAP

 

sri no templates for that

 

 

 

dx


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Thank you for your response James.Your account has been re configured in respect of your brief.


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Hi dx

 

Thx for the reply but what does SB'd and ICO stand for...

 

Regards

FL

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statute barred

 

and information commissioner office

 

think we covered this in your other threads ....

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thx dx

 

Yeah remember SB now wasn't to sure about the other thx.. Having a blond moment lol

 

Regards

FL

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