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    • In addition to dealing with the individual problems that this person is creating for you, you obviously need to deal with it holistically because there is a problem of identity fraud which may well continue and will certainly affect you and your family throughout your lives. Nobody should underestimate the seriousness of this kind of thing. Although people will commonly apply the label of "identity theft", what you are actually dealing with here is "identity fraud" and it is well understood in academic circles. The police were quite wrong to say that there was nothing they could do. I'm afraid that this reflects under-resourcing coupled with poor staff development and a poor attitude. There are offences being committed here and the girl herself is committing fraud contrary to sections 1(2a), & 2 of the Fraud Act 2006  https://www.legislation.gov.uk/ukpga/2006/35/contents   Of course the police will find it very difficult to do anything and given their resources, I suppose they have other priorities. However, you could be certain that if your family was related to the head of the local police force, they would be dealing with it PDQ. You say that this has been going on for a number of years – but you don't say how long. Maybe you had better give us a detailed account of what has happened. Please set out in a bullet pointed chronology so that we don't have too much narrative but a good structured idea of what has happened. This should include a list of the problems which have occurred and how they have been dealt with and also complaints which you have attempted to make. You definitely need to start taking this very seriously. How old is your daughter? In terms of opening mail, you should open every letter that comes to you and if you find that it is associated with this fraud, then you should photocopy it/scan it into a computer and start building up a file. I hope you have kept some of the correspondence and other documents which you might have received. Please let us know what you have. You are definitely going to have to start accumulating a robust file of evidence and I suggest that the first thing you do is you start sending SARs out to all of the organisations which have been involved and see if you can tease out of them any personal data that they might have which is apparently linked to you. Either they will provide you with a statutory disclosure – or, of course, it will be amusing if they say that they are more proof of your identity and that they won't let you have the disclosure because they are not satisfied that the data they have relates to you. I don't think you're in a position to make any serious complaint until you have put together a convincing file of evidence which shows that there is systematic identity fraud. We will help you to start to do this and help you to structure the file that you will put together and then we can begin to explore avenues to make a complaint. It also occurs to me that they could be a basis here for making a complaint under the Protection from Harassment Act 1997 although this would be an unusual application of the act – but we can have a look when you put together your file.  
    • Correct.  If the breach of statutory duty continues then you issue another claim.  The distress you are claiming for is only the the distress you experienced up to the issue of the first claim.  
    • Thank you all for your help. Is there any way to find out what (if any) debt I owe?
    • Just quick one before I ship the letter this morning. Do I need to add parkingeye's reference number to the letter?   Thanks
    • The move to delist non-compliant companies coincides with a wider push to ramp up pressure on China. View the full article
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Young women warned over December car insurance rise


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Women are being urged to check their car insurance ahead of a new rule coming into force next month which will ban firms from taking gender into account.

 

It means female drivers will see their premiums go up by as much as 25% after 21 December.

 

Some insurers say it might even be cheaper to cancel a policy and sign a new deal before the changes come in.

 

More ...

 

It was obvious they would up the womens policy and not lower the mens. This is twice now the government has forced extra profit on insurance companies and forced us to pay more.

 

First was the con of the 'continuous insurance' and now the 'no gender concessions'. Are MPs shareholders in insurance companies, it would seem that way.

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This is to bring premiums into line with male drivers under discrimination rules I believe. If so, wouldn't it be better to reduce young male driver's premiums by 25% and that they can leave female premiums alone? Or am I not living on this planet!

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

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It was obvious they would up the womens policy and not lower the mens. This is twice now the government has forced extra profit on insurance companies and forced us to pay more.

 

First was the con of the 'continuous insurance' and now the 'no gender concessions'. Are MPs shareholders in insurance companies, it would seem that way.

 

The gender change is an EU ruling, not a UK government one I don't think you can blaim them for this one Conniff. You are of course corret about the continuous insurance fiasco

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This is to bring premiums into line with male drivers under discrimination rules I believe. If so, wouldn't it be better to reduce young male driver's premiums by 25% and that they can leave female premiums alone? Or am I not living on this planet!

 

Please Note

 

:rofl:Dream cucoo planet I fear sailor sam :rofl:

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I'm a newish driver and this years premium worked out at £1770, despite a years no claims. I'm 26 and run a group 7 vehicle which is gutless, unlikely ever to be stolen and is valued by the insurers at £550. Fiance owned the car previously - possibly why its unattractive to thieves - is 31 with four years no claims and his last premium was £ 388.

 

My policy comes up again in July, with any luck they will have backed down through pressure.

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