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Lowell Financial keep buying my debts....and looking at my credit card file.

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Interesting i didn't realise that! on a separate notes does anyone have any links for parachute accounts?

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A parachute account is simply another account that you open with a different banking group.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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That does seem an inordinate number even for unrecorded searches!


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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brig, when i challenged it they said they owned accounts so they were within their rights but no damage is done i believe...

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Worthy of a complaint to the credit agency and have them account why they allow so many searches on your credit file, considering Lowlifes don't provide credit!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Trouble is Unrecorded are not seen by anyone else other than the data subject so are not damaging, but still unnecessary, complaints to the CRA are not going to help you would need to complain to Lowells data controller on this.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Boo yeah, i've opened one with Lloyds and one with Bank of scotland didn't know if they would go through so applied to both. Thought because i wasn't applying for credit/overdraft there would not be a credit check however the following shows....I wouldnt be too concerned but im hopefully 6/7 months away from being credit worthy again I have equity available in my house which it would be nice to release a little of too pay off some other debts and i need to look at a career change around the same time so want my credit file to be as good as possible.

 

Searched on: 17/11/2012

Searched By: LLOYDS TSB GROUP

Application Type: Current Account

Entry Number: P3

Searched on: 16/11/2012

Time at address: 10 years 01 months

Searched By: ROYAL BANK OF SCOTLAND PLC

Application Type: Current Account

 

Searched on: 17/11/2012

Time at address: 10 years 01 months

Searched By: LLOYDS BANKING GROUP

Application Type: Identification: Generic Check

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Generic ID/Voters/ Residential checks not damaging not available to others and not credit checks.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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when they have written to me saying they will not write again until the they receive the info from co-op's archives am i being antagonistic by sending the template non compliance letter?

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No you are just confirming their statement.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Letters sent. I've done further investigation re the county court judgements and the information i have is as follows:-

 

 

Judgement 1 -£ 297

 

1. The Amount £297 a partial claim on a balance of approximately 2k

2. The account number

3. The creditor - Egg

4. The Solicitor - Bryan Carter

5. They don't waive there rights to make further claims on the outstanding balance.

 

Judgement 2 -19/12/2008

 

1. The amount claimed £1794.

2. The account number is identical to the one above except there is an extra digit.

3. The Creditor - Arrow Global

4. The solicitor Bryan Carter.

5. I did not keep to my end of the agreement and continue to pay £100 per month therefore the balance is due.

 

 

What i can't understand is why they didn't just go for the whole balance the first time, also I have two judgements for the same debt even though i've already paid off the first amount.....

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Oh yes, Bryan bloody Carter and his infamous split claims!! Report his corrupt antics to the SRA, OFT&TS. http://www.sra.org.uk/sra/complaints-service.page


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Boo thanks for the reply my friend. Following that what is the next step in relation to the judgements? I wouldn't be too bothered but the second judgement is 18 months after the first one has been paid....which means ill have to wait another 18 months for the account to be clear.

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Lowell have written today closing the accounts...it seems they cant find the cca agreements....

 

thanks for all your help guys

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Good result,keep the letter safe, Lowell are likely to palm the debt off on to aDCA lower down the food chain.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Excellent news, lowlifes failed again.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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There I was thinking I had resolved this issue....I've been looking into my three outstanding ccj's I've created a separate thread....(Not sure if i should have or not?) Would be grateful if you could have a look at the below:--

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?390743-Duplicate-CCj-s-from-Bryan-Carter&p=4227036#post4227036

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