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Zebrastephen

Debt transferred - my rights/obligations

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One of my debts has been 'transferred' from Santanader to Viking (their own in-house DRA). If my repayments were current, do they have the right to re-negotiate my payment schedule, or do they have to carry on with the original payments as agreed with Santander

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Makes no odds. They have always been able to review the payments, if they were currently below the minimum required within the t&c's for the account.


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Hi Welcome to CAG,

 

Why has it been transferred? Are you making reduced payments?

 

If so yes they can renegotiate it's the same company.


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